KEY TAKEAWAYS: Before you dive into the world of body contouring, it's a must to understand the top insurance claims and how to protect your career properly. Are you covered for this new service? Here's why you need to be (and what you need to be prepared for).
As one of the fastest-growing areas of the beauty industry, body contouring has gained tremendous popularity among clients and beauty professionals alike. As demand increases, many beauty pros are taking the courses necessary to get certified and add body contouring services to their salon, and for good reason.
While the growth potential of body contouring is compelling, there are certain challenges that you should be aware of, including the top insurance claims that body contouring specialists face. Understanding the common risks can help you prepare for them in advance and protect your business and career from the potential consequences.
Top Insurance Claims for Body Contouring Professionals
Beauty professionals of all varieties are subject to potential lawsuits. By simply opening the doors of your business and inviting clients in, you are taking on risks that could lead to legal claims. It’s simply a reality that you have to live with, and with the proper precautions, you can do so with confidence and peace of mind.
Investing in body contouring insurance should be a top priority that protects both you and your clients. A comprehensive policy that includes professional liability insurance and general liability insurance is a must, as these two primary coverages are essential to almost all of your daily operations.
From covering medical expenses from claims to preserving your professional reputation, the benefits of proper beauty insurance cannot be overstated. With the right coverage, you will be protected from the top insurance claims that body contouring specialists face, including the following.
Serious Injuries from Professional Practices
While most of your clients will emerge from your body contouring services feeling more confident in their appearance and health, some of the techniques you use can be risky.
In fact, there is the potential for serious injuries if you perform certain services improperly or make egregious mistakes.
Burns, nerve damage, and scarring are just a few examples of the injuries clients could suffer as a result of professional mistakes or accidents from body contouring services.
In situations such as these, having professional liability insurance (sometimes called “malpractice insurance”) is a must, as it can protect you from the claims that result.
"There is the potential for serious injuries if you perform certain services improperly or make egregious mistakes. Burns, nerve damage, and scarring are just a few examples of the injuries clients could suffer as a result of professional mistakes or accidents from body contouring services."
Disappointed Clients
As a beauty pro, your goal is to help your clients achieve the outcomes they desire. Whether it’s a renewed sense of self-confidence, an aesthetic they’ve always wanted, or a health goal they’ve been pursuing, playing a part in bettering your clients’ lives is a major motivating factor for many beauty pros.
When a client is unhappy with their results or the side effects of their treatment, it is not only disappointing but could potentially lead to an insurance claim. Body contouring is particularly subject to this type of claim, as bruising and swelling are normal occurrences.
You could find yourself facing legal challenges from body contouring services if you:
- Fail to provide proper aftercare guidance
- Don't warn your clients of potential side effects
- Make mistakes during treatments that lead to unsatisfactory results
Preparing ahead of time by being thorough, providing the best possible service, and investing in body contouring insurance is key.
Slip and Fall Accidents
Many of the top insurance claims that body contour specialists face originate from mistakes made during the services themselves. However, one of the main culprits of accidents is not directly related to your actions as a beauty pro but pure chance.
Slip-and-fall accidents occur when a client trips over an extension cord, slips on a wet spot, or otherwise experiences an accident within your salon. Because salons are typically full of equipment, products, decor, people, and more, these types of accidents are far more common than you might imagine. Keeping your space as clean and clear as possible reduces the chance of these accidents.
General liability insurance, often referred to as slip-and-fall insurance, is designed for precisely these moments. If a client trips on a loose rug and sprains their wrists, general liability insurance will protect your beauty biz. If they set their phone down on a counter, and you spill product on it, general liability insurance is there.
In other words, these common insurance claims require an essential form of beauty insurance if you want your salon and your career to endure them and enjoy a bright future after the fact.
Adding body contouring services to your beauty business can help you attract new clients, grow your career, and fulfill your goal of helping people live their best lives. However, it is vital that you protect your business by investing in beauty insurance that protects you from the top insurance claims faced by body contouring professionals.
To learn more about body contouring, beauty trends, and how you can thrive as a beauty pro, be sure to subscribe to Elite Beauty Society and visit our blog!
Meet Hanna Marcus, the Founder and Head Copy Gal behind Boundless Copy, a one-of-a-kind copywriting agency that specializes in big, bold brand voice and industry-disrupting copy that’s all about resonating with the right audience.
Hanna has proudly teamed up with Elite Beauty Society for several years as their go-to copywriter on all things beauty, small biz marketing, and brand voice development. She’s big on feeling-first writing–her personal soapbox is that the best copy starts with telling a story.
When she’s not writing cheeky, converting copy for clients, she’s mentoring other aspiring copywriters and creating digital copywriting resources designed for service pros and focused on taking the stress out of DIY copywriting.
