Beauty and Bodywork Insurance V.S. 
Elite Beauty Society

What's the Difference?

When purchasing a professional cosmetologist liability insurance policy, it's vital to have all the facts and know all of your options.

Beauty and Bodywork Insurance (Insure Bodywork)

  • Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate. 
  • Immediate Coverage
  • Student Rate: $69
  • Claims Made Policy
  • Identity Protection Plan: *At an additional cost
  • Coverage for only 250 Beauty & Wellness Services

Elite Beauty Society (EBS)

  • Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate. 
  • Personal Injury and Advertising Injury: $2 million 
  • Immediate CoverageAs soon as you checkout , you're covered!
  • Student Rate: Only $49 per year
  • Occurrence Form Coverage
  • Identity Protection Plan: $25,000
  • Coverage for 500+ Beauty & Wellness Modality

How else does Elite Beauty Society compare to Beauty & Bodywork Insurance?

While Beauty & Bodywork Insurance seems to be the "cheaper" policy after adding in additional coverages needed, their cost can increase to over $200/YR. On the other hand, Elite Beauty Society offers the exact coverage you need at no additional cost for only $179/YR.

Get more affordable and more inclusive coverage with Elite Beauty Society.

Cosmetology liability insurance protects you and your career. Having cosmetology insurance is a relatively low cost business protection, that far outweighs the price tag of the average lawsuit and having coverage protects you from claims regarding accidents  that can happen in your spa or client sessions.

Get coverage from Elite Beauty Society for only $179/YR.

Elite Beauty Society Insurance Rates

Two Year

Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.




One Year

Protect your career for a single year. Get comprehensive coverage at the most affordable rate.





Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.




Elite Beauty Society Membership Highlights

One of the most cost-effective safeguards available is to have cosmetology liability insurance. Elite Beauty Society offers comprehensive coverage that will protect your career, equipment, and identity.

Cosmetology Insurance Coverage Details

Professional & General Liability

$2 Million per occurrence
$3 Million per year

Personal & Advertising Injury Coverage

$2 Million

Identity Theft Protection


Elite Beauty Society Member Perks 

50% off your two month subscription to GlossGenius

#1 Scheduling and Booking Software for Beauty Professionals

Discounted Health Insurance Marketplace

Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans

Lifestyle & Travel Discounts

Save on Hotels, Rental Cars, And Business Supplies

10% off your subscription to BTCUniversity

Access 600+ Hours in Continued Education

And, So Much More!

Elite Beauty Society is continually adding more member perks to better serve our community

I was hunting for a good insurance policy that covered all the services  I offer, and stumbled across EBS. What a wonderful experience, and great customer service. And EBS is affordable plus the benefits to be with them are great. Thanks EBS!!

Sarah, B.

All representatives are extremely polite and willing to help out in any way possible….I have been a member for quite some time and would recommend them to everyone…Thank you for all your help when needed.

Tammy, B.

Absolutely love the experience. I've had EBS for 2 years now. First year just myself as a student and second year I upgraded to a professional policy . Enjoy the service and refer everyone who doesn't have insurance..

Stephanie, E.