Elite Beauty Society offers the most comprehensive beauty and microblading insurance at the lowest cost!
Elite Beauty Society covers cosmetologists, nail technicians, estheticians, makeup artists, and more than 350+ beauty, health, and wellness services.
Our microblading insurance follows you no matter where you provide your services, whether you are in your own salon suite, in a client's home, at a trade show or on the go.
Let Elite Beauty Society protect you and your license, with A rated, comprehensive and affordable microblading insurance.
If you're insured with Elite Beauty Society you can add microblading coverage onto your policy! This additional coverage comes with all the same benefits of the standard policy.
New Member Rate
If you've never been insured with Elite Beauty Society, you can purchase complete coverage and add microblading, at the lowest rate in the industry!
$499 / YR
Or call us at (800) 983-9508 to speak to a live insurance representative.
Representatives available M-F from 8:30-8:30 ET, plus weekend hours!
Most affordable, comprehensive, and
Fast checkout process
& immediate certificate.
Your Policy Limits
Additional Member Benefits Included At No Cost
Program tailored to beauty professionals.
A FREE Customizable Website
Industry Product & Tool Discounts
FREE Subscription to a Creative Age Publication
Why Do I Need Microblading Insurance?
In any industry, accidents are inevitable and unpredictable.
The average claim in the spa industry is $18,477, and we have seen claims as high as $125,000! Without insurance, this cost would come 100% out of your own pocket. By carrying liability insurance, you can transfer the risk of monetary loss to your insurance provider. You no longer have to carry the emotional stress of figuring out how you’re going to pay a claim or defend yourself during the investigation period.
Microblading is a fantastic but vulnerable service, It only takes a single lawsuit or claim to bankrupt you.You are a professional with specialized training and certification. Though you may not be ultimately responsible for an injury or damages, your role makes you a target.
Even baseless claims require you to defend yourself, and legal defense can be costly.
Or call us at 1(800) 983-9508 to speak to a live insurance representative.
Microblading Insurance FAQs
Do you need insurance to perform Microblading services?
Different states vary considerably in their requirements for microblading and permanent makeup professional’s insurance requirements. In the past, some states required a cosmetology license to practice. As of May 2017, if you take the blood-borne pathogens training course, you are safe to practice microblading. Always check the State Board’s website for the specific requirements of the state in which you plan to practice.
Since microblading involves needles, there may also be certain Health Department certifications required within the locale. For example, the Florida Department of Health classifies microblading and permanent cosmetics as tattooing, which requires its own license and certification. Some states and several certifying boards make it a requirement to have insurance in order to obtain a license and/or certification.
However, even if it’s not a specific requirement consider this, the cost of purchasing a comprehensive microblading insurance policy from EBS pales in comparison to the cost of a potential liability claim against you, your business, and your license. Simply put, one of the one cost-effective means with which to protect you and your business from a claim is to have the security of a microblading insurance policy in place.
Do Microblading members receive the same EBS member benefits?
Absolutely, when you purchase insurance from EBS and add coverage for microblading professionals, you will have the same industry-leading benefits afforded to all our members. By far the best benefit of an EBS microblading insurance policy is the robust and comprehensive coverage provided but we went even further to provide the tools and resources that help contribute to the success of you and your business.
Members receive a free, customizable website to promote your business online where the majority of clients will first be introduced to your specific services. You’ll also get exclusive discounts and early-access on a variety of products and tools from industry leaders, as well as, a free subscription to the Creative Age publication of your choice so you can stay current with all the news and tips for whatever modality that interests you.
What types of claims can be filed against Microblading professionals?
Microblading professionals require additional training and certification in order to safely provide services to clients. Because of their use of tools which puncture layers of skin, even with proper care and attention to detail, complications that could give rise to a claim event can occur. We’ll briefly go through each liability coverage with examples of possible claim events that can, and have, occurred.
- Professional Liability - often referred to as “malpractice” insurance provides coverage for claims that arise out of performing your service. For example, you provide a microblade treatment for a client and then several weeks later the client develops an infection and so decides to file a claim against you. If the client had extensive medical bills to treat the infection, you could be left paying these costs out of pocket without comprehensive insurance.
- General Liability - also called “slip and fall” insurance as claims occur from simply operating your business in a physical location. An example could be a client tripping over a loose rug, injuring themselves, and filing a claim.
- Product Liability - this can occur when a faulty product malfunctions and causes an injury. Perhaps you’re using your permanent makeup machine and faulty wiring causes an electrical short, which overheats the instrument, and burns your client’s skin. With EBS, an event like this is covered up to $2 Million per year.
- Rental Damage - this protects you from any damage that might occur to a rented property. For example, your client get overly excited after having an especially fabulous microblading treatment and jumps for joy, but unfortunately punches a hole in the ceiling. Damages like these are covered up to $100,000.
Can Microblading be performed in a mobile salon?
This depends on the state, county, parish, etc. in which you plan on operating. The State of Florida classifies microblading as tattooing, requiring licensure as a tattoo artist and also limiting the service location to a licensed tattoo parlor. Always be sure to check your State Board for the specific requirements for training, testing, certification, insurance, and licensure.
What services does Microblading insurance cover?
With EBS, our policies cover more than 350 modalities and counting in beauty and wellness services. Coverage is extended to the various beauty services like aesthetics and cosmetology, as well as other skin treatments like dermaplaning and even a variety of yoga practices. We want our members to be free to use the combination of services that works best for them and their clients and not be hampered with having to add additional coverage each time they learn a new modality.
How much does Microblading insurance cost?
For the convenience of our members and members-to-be, we offer several options to fit with however you choose to provide services. For EBS members (that have been insured 6 months or longer) that want to add microblading coverage onto an existing policy, coverage can be purchased for $349 for an entire year.
For new members, you can purchase a comprehensive policy and add microblading for just $499 per year, one of the very lowest rates in the industry yet one which affords some of the best coverage options available. We also offer a benefits-only option for just $39 a year, which excludes any insurance coverage, but does give you access to all of EBS’ exclusive, members-only benefits and discounts.
Do you need a Microblading license to order to purchase insurance?
Yes, EBS requires that microblading professionals need to be licensed prior to purchasing insurance coverage. As well, microblading professionals must acknowledge that they have successfully passed a five-day training course, have practiced on no less than five models during training, have obtained a certification of completion for their training, and accept full responsibility for maintaining and sterilizing equipment prior to rendering services. If you are new to microblading and are interested in practicing, we have a guide to help you through it all.
What kind of insurance do Microblading professionals need?
At a minimum, an insurance policy for microblading professionals should have robust provision for general liability and professional liability claims. From our extensive work in the industry, we’ve also chosen to provide coverages for many other common claims that can occur during the course of providing these services.
To provide our members with the most comprehensive insurance program available, we also provide product liability coverage, rental damage coverage, stolen equipment coverage, and identity theft protection. This specific suite of coverage options have been tailored especially for beauty professionals, including those providing microblading and permanent cosmetic services.
Call us at 1-800-326-5566 to speak with a real life, knowledgeable sales representative or you can fill out our handy contact form and we’ll get in touch to review how EBS microblading insurance can help be a safeguard in your unique circumstances.
What does "A-Rated" Insurance mean?
To be rated as “A-rated” an insurance carrier has been vetted by an independent rating agency like A.M. Best, as having demonstrated the financial integrity to be able to honor it’s obligation to pay on customers claims. At EBS, we’re proud to have the backing of A-rated insurance carriers on all of our policies.
Can you transfer Microblading licenses to another state?
Each state has its own rules for how to transfer an existing license from one state to another. Be forewarned, the process can be lengthy so the sooner you can get started, the better. You may have to complete additional training or certification in the new state/county you wish to operate in. Be sure to check your new state’s board for specific licensing requirements.
Is EBS Microblading insurance portable?
Yes and yes. The beauty of a microblading insurance policy from EBS is the fact that coverage is fully portable and follows you no matter where you provide clients your unique services - from private salons, to house calls, trade shows, and throughout all 50 states. Call or click to contact our team to see just how convenient and comprehensive coverage provided by EBS can be for you and your business.