Protect Your Salon and Spa with a Business Owner Policy

Salon Insurance.

More Affordable. More Coverage.

For Your Independent Beauty Career.

Elite Beauty Society offers the number one liability insurance for independent stylists and small business owners. Whether you're the salon suite owner or a hairdresser renting a booth or chair, you'll probably need some type of beauty salon insurance.

As a hairdresser, you can be sued due to injuries the products you use cause, or something as simple and unpredictable as a client slipping and falling in your salon. 

Salon Insurance for Booth Renters

As a booth, suite, or chair renter, you are functioning as your own small business within another company. As a result, you can be held liable for professional mistakes, bodily injuries, and property damage – just like any small-business owner.

Because you're not an employee of the salon or company you rent from, its insurance will not cover you. In some cases, a salon owner may require you to purchase hairdresser liability insurance in order to even rent a booth. Even if they don't, it's still a good way to protect yourself, your career, and your assets.

How Much Does Salon Insurance Cost?

Elite Beauty Society offers one year of coverage for $169 for professionals. Even better, our two-year option allows members the ability to lock in a $139 per year rate at just $279.95. We also offer the same solid insurance program just for beauty students for only $25 a year. Read more about the cost of salon insurance.

One Year

Save $10 with this first year introductory rate and take advantage of everything we have to offer. 


Two Year

Lock in a rate of $139 per year, By purchasing our two year policy, with all the same benefits.

$279.95 / YR

Elite Beauty Society offers beauty insurance monthly payment options, as low as $15.49/mo.

Or call 800.326.5566 to talk to a live, U.S. based, customer service representative.

Representatives available M-F from 8:30-8:30 ET, plus weekend hours!

Program tailored to independent beauty professionals.

Get insured in under 5 minutes &

receive instant proof of coverage.

Most affordable, comprehensive, and
straightforward pricing. 

Salon Insurance Coverage Highlights

  • $3 Million Individual Annual Aggregate
  • $2 Million In Professional & General Liability Coverage
  • $2 Million In Product Liability Coverage
  • $100,000 Rental Property Damage Protection
  • $25,000 Identity Theft Protection
  • $1,000 Stolen/Damaged Equipment Protection
Cosmetology Liability Insurance Policy Highlights

Additional Member Benefits Included At No Cost

Program tailored to beauty professionals.

FREE Customizable Website

Industry Product & Tool Discounts

FREE 3 month trial to GlossGenius

From cuts, to color, to styling, hairstylists and cosmetologists offer multiple services to support their clients. 

When you purchase cosmetology insurance from Elite Beauty Insurance, you can be sure you are covered for 

350+ modalities & services for one, low price.

Whether you are working in your own salon-suite, rented space, or work as an employee, or are at an event, Elite Beauty Cosmetology Insurance has you and your license covered.




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Salon Insurance FAQs

Does a sole proprietor need salon liability insurance?

Should hairdressers get salon insurance?

Does beauty salon insurance come with any benefits?

Why does a salon need insurance?

What is the best salon insurance?

Why is TrustPilot important for salon insurance?

What insurance limits should a salon owner get?

Do small business owners need salon insurance?

Does a booth renter at a salon need insurance?

Will my salon insurance follow me if I move states?

What is an example of a salon insurance claim?

Is an independent stylist covered under a salon’s liability insurance?

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Arthur J. Gallagher Risk Management Services, Inc. is the insurance partner for Protection Plan Association, Inc. members. Arthur J. Gallagher Risk Management Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082