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NEXT Insurance V.S. 
Elite Beauty Society


What's the Difference?

When purchasing professional cosmetologist liability insurance policy, it's vital to have all the facts and know all of your options.

Get more affordable and more inclusive coverage with Elite Beauty Society.

Cosmetology liability insurance protects you and your career. Cosmetology insurance is a relatively low cost business protection, that far outweighs the price tag of the average lawsuit and having coverage protects you from claims regarding accidents  that can happen in your spa or client sessions. 

Coverage from Elite Beauty Society provides perks and benefits that other liability insurance companies do not offer, including stolen equipment coverage and identity theft protection.

Beauty and Bodywork Insurance V.S. 
Elite Beauty Society


What's the Difference?

When purchasing professional cosmetologist liability insurance policy, it's vital to have all the facts and know all of your options.

Get more affordable and more inclusive coverage with Elite Beauty Society.

Cosmetology liability insurance protects you and your career. Having cosmetology insurance is a relatively low cost business protection, that far outweighs the price tag of the average lawsuit and having coverage protects you from claims regarding accidents  that can happen in your spa or client sessions. 

Coverage from  Elite Beauty Society  provides perks and benefits that other liability insurance companies do not offer, including stolen equipment coverage and identity theft protection.

NEXT Insurance


  • Professional & General Liability Coverage: $1 million per occurrence, $2 million aggregate. 
  • Product Liability Coverage: $2 million per occurrence, $3 million aggregate
  • Immediate Coverage
  • Student Rate: Not Offered.
  • Occurrence Form Coverage
  • Stolen Equipment Coverage: Not Offered.
  • Identity Protection Plan: Not Offered.

Elite Beauty Society (EBS)


  • Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate. 
  • Product Liability Coverage: $2 million per occurrence, $3 million aggregate
  • Immediate CoverageAs soon as you apply, you're covered!
  • Student Rate: Only $25 per year, no matter where you practice!
  • Occurrence Form Coverage
  • Stolen Equipment Coverage: $1,000 in coverage.
  • Identity Protection Plan: $25,000

NEXT Insurance Coverage


Professional Cosmetology Insurance: $204 per year

NEXT insurance coverage is not provided in every state, and does not follow you wherever you provide your services. 

Elite Beauty Society does!

Our Coverage

EBS Professional Cosmetology Insurance 

Only $159 per year

How else does Elite Beauty Society compare to NEXT Insurance?

Elite Beauty Society offers professional cosmetology insurance and additional coverage's at one of the most affordable prices in the industry. We also include cosmetology student insurance!

The Elite Beauty Society policy is less than $0.50 cents a day.

Also, you’ll want to keep in mind that while you may be practicing at one salon or spa for now, you never know what the future holds! Opportunities may arise to teach an industry event, in private client’s homes, or at retreats and trade shows.

EBS insurance will follow you no matter where you decide to take your passion.


Other Member Benefits from Elite Beauty Society: 

FREE Professional Website

Partnerships With Top Brands

Product Discounts

Giveaway Promotions

Customer Service Reps Available 7 Days a Week

Coverage For Over 350 Different Salon & Spa Services


I was hunting for a good insurance policy that covered all the services  I offer, and stumbled across EBS. What a wonderful experience, and great customer service. And EBS is affordable plus the benefits to be with them are great. Thanks EBS!!


Sarah, B.


All representatives are extremely polite and willing to help out in any way possible….I have been a member for quite some time and would recommend them to everyone…Thank you for all your help when needed.


Tammy, B.


Absolutely love the experience. I've had EBS for 2 years now. First year just myself as a student and second year I upgraded to a professional policy . Enjoy the service and refer everyone who doesn't have insurance..


Stephanie, E.