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Spray Tan Insurance.

More Affordable. More Coverage.

For Every Stage of Your Beauty Career.

One Year


Save $10 with this first year introductory rate and take advantage of everything we have to offer. 


$169 $159YR

Two Year


Lock in a rate of $139 per year, By purchasing our two year policy, with all the same benefits.


$279.95 / YR

Student


PROTECT YOURSELF IN SCHOOL & AFTER. BUY A POLICY JUST BEFORE GRADUATION FOR A FULL YEAR OF DISCOUNTED COVERAGE.


$25 / YR

Representatives available M-F from 8:30-8:30 ET, plus weekend hours!

Most affordable, comprehensive, and
straightforward pricing. 

Fast checkout process

& immediate certificate.

Program tailored to beauty professionals.

Or Call 800.326.5566 To Talk To A Live, U.S. Based, Customer Service Representative

Spray Tan Insurance Coverage Highlights

  • $3 Million Individual Annual Aggregate
  • $2 Million In ​Professional & General Liability Coverage
  • $2 Million In Product Liability Coverage
  • $100,000 Rental Property Damage Protection
  • $25,000 Identity Theft Protection
  • $1,000 Stolen/Damaged Equipment Protection

Additional Benefits Included At No Cost

FREE Customizable Website

Industry Product & Tool Discounts

FREE Subscription to a Creative Age Publication

Mobile Coverage; You're Protected Wherever You Practice!


From mobile spray tanning, to touch ups in the salon, spray tan professionals offer multiple services to support their clients. What happens when your spray tan gun or machine suddenly malfunctions during a session or a client has a reaction to the color? Nobody wants to go there, but it can happen.

When you purchase spray tan insurance from Elite Beauty Insurance, you can be sure you are covered for 350+ modalities & services for one, low price, with millions of dollars in protection. 

Whether you are working in a rented space, work as an employee, or are at an event, Elite Beauty Insurance has you and your career covered. 


Just a Few of the Reasons We're the 
Number One Spray Tan Insurance Choice

Product Coverage is Essential in a Spray Tan Insurance Policy

As a spray tanning professional, the products you're working with are being directly applied to your client's skin. What happens in the event your client has an unexpected and unforeseen reaction to the color? You'll need spray tan insurance. The client could file a claim against you, the spray tan professional, and you could get sued. Through no fault of your own, this kind of lawsuit could cost you your spray tanning career. Whether the client did not disclose their medical history that could cause a reaction, the product was faulty, or it was simply a bad reaction, you would need spray tan insurance to make sure your career and assets are covered. 

We Offer The Industry-Preferred Type of Coverage

Elite Beauty Society offers the industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from any claims that may arise. Combined with our high insurance limits and superior customer service, our makeup artist insurance gives you the peace of mind that you are fully protected and if anything does happen, we've got your back.

Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer Occurrence Form so that our customers can rest easy knowing they're protected even if their clients delay making a claim. Even if your makeup artist insurance coverage has lapsed, you're covered and your license is protected as long as the incident occurred while your policy was active.


Instant Coverage, Immediate Certificate

Don't wait around for approvals or worry about providing education hours. Our policies are bound in minutes and you can immediately download a digital proof of coverage certificate from your member portal. Our online application takes less than 5 minutes, so you can get back to what you're best at faster.


Individual Annual Aggregate

We offer individual limits, meaning your policy will protect you up to the amount listed on your policy. Every insured beauty professional will have their own coverage, and the claims that others make will not affect the individual coverage amount available. This is unlike shared limits where the group shared limit is reached for the policy year, anyone who files a claim afterwards will not be covered under their individual limits.

​You Deserve More Than Numbers

Policy numbers aren't everything. You deserve an insurance company that's going to be there for you when you need it and policy numbers that translate into real assistance for you. With us you can rest easy, because if the worst happens your policy limits include dedicated help from our licensed customer care team, legal defense if needed, and the cost of the claim.

High Quality Service – Lowest Price, With No Hidden Fees


Your spray tan liability insurance policy protects you and your practice. Elite Beauty Society provides perks and benefits that other liability insurance companies just don’t offer.

When shopping for spray tan liability insurance, price can be a major deciding factor. But, does more expensive really mean more benefits and coverage? With other competitors, membership fees are required in order to obtain liability insurance. With Elite Beauty Insurance, no membership fees are required to become insured, and you receive all of the benefits and comprehensive coverage limits without any extra or hidden fees.

Still Have Questions?

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The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. The Doyle Group. is the insurance partner for Elite Beauty Insurance. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the Elite Beauty Insurance program. Willis of New York, Inc. also serves as excess and surplus lines broker for the Elite Beauty Insurance program. Professional Liability and Commercial General Liability coverage under the Elite Beauty Insurance program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Elite Beauty Insurance  is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members.  Neither Insurance Plus Risk Purchasing Group, Protection Plan Association, Inc,  The Doyle Group or Elite Beauty Insurance are insurers.  820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082