Protect Your Salon and Spa with a Business Owner Policy

Salon Insurance Guide


As a salon or spa owner, you have an obligation to your employees as well as to the business you've worked so hard to build.

There's a lot at stake when it comes to your business — from financial investments to client contracts, employees who depend on you, and a host of other commitments that keep your enterprise in motion.

What if a break-in leaves you without cash, or a virtual break-in freezes your credit—and you can’t buy the supplies you need? And what if you received an email from a trusted client that included a virus, wiping out the contact database you’ve worked years to build?

If something were to happen to it, could you cover the losses?

Well, with the right business policy in place, you can. Because, hey, mishaps (can and do) happen.  but having a solid plan can mean the difference between easy-peasy and major uh-oh. Without the right coverage, or the right level of coverage, you may be personally liable for damages.

Elite Beauty Society has partnered with Allstate Business Insurance to provide your business the protection it deserves.

Business Owner Insurance By:

Call today to receive a quote from Allstate Business Insurance on your Business Owner Policy.

Get your Business Owner Policy quote from Allstate Business Insurance online now in 4 easy steps.


What Exactly is a Business Owner Policy (BOP) ?

A BOP is a package policy designed to guard against risks associated with small businesses. It combines property insurance, liability coverage, and more, into one convenient policy.

But this one goes a step further, by helping you customize a plan around your specific venture. After all, there's no one-size-fits-all when it comes to well, anything, but let alone business insurance.

Now you can have the flexibility to arrange the coverages you need so you're not paying for those you don't.

That way you can be financially protected on all fronts, without breaking the bank.

In addition to the basics, popular coverages for any Business Owner Policy include:

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    Employee Dishonesty
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    Money & Securities
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    Computer Fraud
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    Utility Services, Direct Damage
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    Fire & Theft Reward

Optional coverages available for either basic or enhanced packages include:

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    Employment Practices Liability
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    Data Compromise & Identity Recovery
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    CyberOne

Having the right coverage is vital to the success of any business and we're committed to bringing you the products and solutions needed to protect yours. Get a quote to compare Basic, Standard, and Enhanced coverage packages. Then, just choose the plan and price that work best for you.


Business vs Professional Insurance—Do I need both?

Professional Liability Policy: For Your Individual Peace of Mind

Protect yourself, your livelihood, and the career you've worked so hard for.

Whether you are working in your own salon, rented space, or work as an employee, Elite Beauty Society has you covered. 

Cosmetologists, estheticians, nail technicians, barbers, and all professionals in the world of beauty offer multiple services to support their clients. To address that need, we developed an inclusive liability insurance program, tailored specifically to beauty professionals, so that you can continue to help your clients look and feel better. This coverage includes professional, general, product, and rental damage coverage.

Our program offers full protection for more than 350 beauty and wellness modalities, as well as professional business support and member benefits.

This program is meant to support the individual beauty professional and this coverage will follow them  wherever they practice, in or outside of the salon.


Business Owner Policy: For Your Salon's Security

You make your clients look and feel their best. Shouldn’t you do the same for your business?

Giving your business the best treatment includes making sure you plan for the unexpected. Elite Beauty Society has partnered with Allstate Business Insurance to provide your business the protection it deserves.

Whether you own your salon or operate your business from your home, business insurance protection from Allstate Business Insurance can help make sure the unexpected doesn’t cut into your livelihood.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. The Doyle Group. is the insurance partner for Elite Beauty Insurance. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the Elite Beauty Insurance program. Willis of New York, Inc. also serves as excess and surplus lines broker for the Elite Beauty Insurance program. Professional Liability and Commercial General Liability coverage under the Elite Beauty Insurance program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Elite Beauty Insurance  is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members.  Neither Insurance Plus Risk Purchasing Group, Protection Plan Association, Inc,  The Doyle Group or Elite Beauty Insurance are insurers.  820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082