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A client gets a facial by her favorite beauty pro while the esthetician discusses how to get liability insurance as an esthetician in Florida.
Estheticians & Skincare Specialists, Legal & Risk Management for Beauty Professionals

How to Get Liability Insurance as an Esthetician in Florida

July 13, 2026

Wondering how to get liability insurance as an esthetician in Florida? This guide breaks down everything you need to know, from understanding the types of coverage available to comparing providers and securing protection for your beauty business. Learn how to find a policy that fits your services, budget, and career goals while ensuring you’re protected from unexpected claims.

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by Hanna Marcus

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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