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Body Contouring Insurance

Excellent-rated Body Contouring Insurance that covers beauty professionals for more than 500+ beauty and wellness services. No quote process, same day coverage. Get fully covered for less than 49 cents per day, in under five minutes.

Immediate Coverage

Receive instant body contour insurance with an insurance certificate after purchase.

#1 Trusted Insurance

We provide A rated coverage for thousands of beauty pros that is backed by 5-star customer reviews.

Mobile Coverage

Be confident knowing you are protected wherever you practice in the United States.

Member Benefits

With your insurance, you will have access to over $750 of member benefits and discounts.

What Is the Cost of Body Contouring Liability Insurance?

When it comes to body contouring, our policy will safeguard both you and your career. We at Elite Beauty Society have gone above and beyond to create the most protective and comprehensive insurance membership program - offering perks, coverage, and benefits that set us apart from other liability insurance providers. EBS also offers the most competitive rates in the industry for professional body contouring liability insurance.

Two Year

Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.

$

299

/year

One Year

Protect your career for a single year. Get comprehensive coverage at the most affordable rate.

$

179

/year

Student

Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.

$

49

/year

Get coverage crafted just for you that keeps you protected no matter where your career guides you from going mobile to adding new skills to your repertoire. Lock in top-rated protection for your body contouring career today!

Body Contour Insurance Coverage and Highlights

Body contour specialists are experts in sculpting and enhancing clients' bodies using advanced techniques and cutting-edge tools. After extensive training and licensing, they wholly dedicate themselves to helping clients achieve their desired look and a stronger sense of confidence. Even the most skilled though. providing attentive care, could face a claim due to unforeseen events. That's where comprehensive liability insurance steps-in as a cost-effective safeguard. 

Ready to dive-in but not sure where to start? Below, we'll walk through coverage details, cost, and some of the frequently asked questions we’ve received from fellow body contour specialists seeking the peace of mind coverage affords.

Body Contour Insurance Coverage Details

Professional & General Liability:

$2 Million per occurrence |
$3 Million per year

Personal Injury & Advertising Injury:

$2 Million

Identity Theft Protection:

$25,000

Occurrence Form Coverage

Included in Policy

Mobile Coverage

Included in Policy

500+ Modalities Covered

Move into any area of the beauty industry knowing you're still covered at no additional cost to you!

Elite Beauty Society Member Perks

50% off your first two-months of subscription to GlossGenius' Gold Plan:

#1 Scheduling and Booking Software for beauty pros

Discounted Health Insurance Marketplace:

Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans

One FREE month of betterhelp

The top-rated online therapy platform

Lifestyle & Travel Discounts:

Save on Hotels, Rental Cars, And Business Supplies

FREE Professional Website

Completely customizable to your beauty business

10% Off a Yearly Subscription to BTC University:

Access 600+ Hours in Continued Education

And, So Much More!

Elite Beauty Society is continually adding more member perks to better serve our community

What Services Do We Cover?

EBS offers coverage for more than 500+ beauty and wellness services.

  • Chemical Treatments
  • Facial & Body Waxing
  • Spray Tanning
  • Make Up Applications 
  • Body Wraps 
  • Eye Lash Services
  • Hair Treatments
  • Body Contouring
  • Microneedling
  • Microblading 
  • Esthetics Services 
  • Light Therapy
  • Nail Services
  • Facial & Body Masks
  • Dermaplaning 

What Customers Are Saying

Elite Beauty Society is proud to have 5- star, excellent-rated customer reviews. We are dedicated to bettering our insurance and membership to meet the needs of all body contouring specialists.


Check out what some of our customers are saying below:

Thankfully never had to use it, but Elite Beauty is quick, easy, and affordable. I would recommend it to other beauty professionals.

Amy

EBS Customer

Definitely has made the process of getting insured easy to do. And I’m very impressed with how clearly they explain coverage so I understand what I’m getting, Highly recommend.

michelle

EBS Customer

Why You Need To Protect Your Body Contouring Career

Whether you are renting a space at a salon/spa, work in you own beauty spa, or as a freelance beauty professional, purchasing a body contouring insurance policy supports and protects your career wherever you go. Liability Insurance provides peace of mind and assurance no matter where your career takes you as a beauty professional. A little insurance knowledge can empower you to make the right decision when it comes to researching and purchasing a professional and general liability insurance policy. Below is a complete breakdown of everything you need to know before purchasing an body contouring insurance policy.

Body Contouring Insurance FAQs

What Does Elite Beauty Society Body Contouring Insurance Cover?

The best body contour insurance policies will provide essential coverage for the liabilities that can present themselves in the normal course of business to beauty professionals. General liability, also referred to as slip and fall insurance, covers members from a loss event occurring simply from having a customer enter your premises. As the moniker implies, a simple puddle of water on the floor which causes a client to slip and fall can give rise to a claim. In this case, the member would be covered up to $2 Million per occurrence and $3 Million aggregately per year. Professional Liability claims are also called malpractice claims because they occur while you’re performing your discipline’s service. An example would be if you applied a contouring tool that was too hot or cold and a patient was burned as a result. In this case, your professional liability limits would cover the claim up to the same limits as your general liability coverage. EBS also has you covered in the instance that an equipment malfunction were to cause an injury or a client had allergic reaction to a product used.

But we don’t stop there, in addition to the comprehensive coverages listed, members also receive identity theft protection, a free professional website, and access to members-only discounts. It’s always good to be informed and we invite you to
compare us to the competition. Once you discover how EBS compares you’ll know why we are ranked at the top for body contouring insurance.

 

What Is Professional Liability Insurance For Body Contour Specialists?

As a body contour specialist, you are responsible for the health and welfare of your clients. Your education and experience enables you to offer your clients excellent services. But you have a responsibility to protect your most precious asset—your career. Let’s face it: Accidents happen. But you can be prepared for the unexpected.

Professional Liability Insurance is a form of risk management in which the insured skincare professional can be protected and relieved of the financial responsibility of a potential loss.

What does that mean?
It is designed to protect skincare professionals from claims arising outside of their direct professional skills.

Read more about the type of liability insurance body contour specialists actually need.

Do I Need Body Contour Liability Insurance If I'm Working Part-Time?

Yes, even for a part-time body contour specialist, you will still be performing the same hands-on treatments with a variety of tools and apparatuses that can, unfortunately, give rise to a claim being filed against you. A client’s adverse reaction to a numbing/soothing cream or a burn from a tool that was too hot/cold are both real-life scenarios that have led to actual claims being filed against body contour specialists. Most states even require body contour specialists to carry professional liability insurance in order to obtain and/or renew their licenses. Be sure to check the State Board for your discipline in the state in which you desire to practice before setting up shop.

 

How Soon After Purchasing Does My Insurance Go Into Affect?

One of the most convenient aspects to Elite Beauty Society’s policies lies in the ability to obtain instant proof of coverage. As soon as you purchase a professional body contour specialist liability insurance policy and the system processes the order, you’ll receive an email with proof of coverage, as well as, access to a host of additional member benefits.

What's The Difference Between Body Contour & Beautician Insurance?

Body contour specialists generally focus their practice on the contouring of skin and fat, and the variety of treatments and regimens associated therein. Comparatively, beauticians, or cosmetologists, tend to focus on hair, nails, and potentially esthetics. However, there are many examples of body contour specialist that perform certain cosmetology treatments within their practice and vice versa. In fact, some states will allow one license to cover both disciplines, but be sure to check with your State Board for details. Elite Beauty Society’s liability insurance policy covers body contour specialists, as well as, more than 500+ additional beauty and wellness services, including cosmetology, nail technicians, and even salon business owners insurance.

 

I'm Still A Body Contour Specialist In Training, Do I Really Need Coverage?

Unless you like gambling with your future, definitely. Even while in training, you’ll have client-facing situations and other circumstances where a claim event could occur. Without insurance, you’ll face having to pay for these claims out of your own pocket. For students who are enrolled in body contouring courses and are not licensed yet, you may still purchase a comprehensive body contour professional liability insurance policy at an incredible rate of just $49 for a full year of coverage. When you sign up prior to graduating your courses, you receive the full limits of coverage and all of our members-only benefits of the professional program for a full 12 months.

How Much Does Elite Beauty Society Body Contour Insurance Cost?

We have several options for body contour specialists to choose from so they can find what works best for them and their business. For a one-year policy, the current rate for full-time and part-time skin care professionals is $179, which is good no matter where you practice in the U.S. For a two-year body contour specialists insurance policy, the rate is $299, a $59 savings over buying two, one-year policies. We also offer incredibly affordable body contour specialist student rates—just $49 for a full year of coverage.

In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Recently, we’ve also been able to add micro-blading coverage to our insurance plans. This addition is only $499 per year. Read more about how much body contour specialist costs as well as the costs of not having insurance.

What Makes Your Body Contour Insurance Program Stand Out?

To be worth the investment, body contour specialist insurance should be both affordable while also being reliable. Our body contour specialist insurance program provides smart, real-world coverage at rates that run around $13 a month. With this program, you get all the way up to $2 million for each occurrence of general or professional liability. Members get additional peace of mind for things like claims being filed against them from years prior with our included occurrence form coverage , or even stolen identity. Not stopping there, when you sign up, you get instant access to a free professional website and access to over $750+ in member benefits. Our program really stands out when we throw in hundreds of dollars worth of discounts and early access deals on products and services from some of the best names in the beauty industry like Paul Mitchell and Redken.

What Type of Insurance Should a Body Contour Specialist Have?

At a minimum, a body contour insurance policy should provide comprehensive coverage for each discipline that you choose to offer to clients. The policy should include provisions for general liability, as well as, professional liability claims. Elite Beauty Society liability insurance coverage provides generous provisions for each of these, all the way up to $2 million per claim and a $3 million annual aggregate. But unlike other skin care insurance providers, we don’t stop with the bare minimum. Elite Beauty Society plans also come with the added protections we’ve learned are vital to a body contour specialist business such as coverage for identity theft protection and occurrence form coverage.

Why Do Body Contour Specialists Need Insurance?

In any industry, accidents are inevitable and unpredictable. The average claim in the spa industry is $5,500! Without insurance, this cost would come 100% out of your own pocket.

By carrying body contour liability insurance, you can transfer the risk of monetary loss to your insurance provider. You no longer have to carry the emotional stress of figuring out how you’re going to pay a claim or defend yourself during the investigation period.

It only takes a single lawsuit or claim to bankrupt you.

You are a skin care professional with specialized training and certification. Though you may not be ultimately responsible for an injury or damages, your role makes you a target. Even baseless claims require you to defend yourself.  Legal defense can be costly.

Do I Need To Be Licensed To Buy Insurance From EBS?

Yes, professional body contour liability insurance from Elite Beauty Society requires individuals to be licensed or certified in accordance with any regulations regarding their profession in the states in which they practice.

What Are The Unique Benefits To An Elite Beauty Society Policy?

Elite Beauty Society offers many additional member benefits designed to help you and your business thrive. In addition to a comprehensive professional liability insurance policy, you’ll receive award winning service from our insurance specialists that can help you anytime you need to contact us. You’ll also receive instant coverage the moment you sign up for a policy. Finally, you’ll have access to exclusive, members-only benefits like an identity theft protection plan, a free professional website, and discounts from some of the top names in makeup products and accessories.

My Policy Has Expired, Am I Still Covered For A Claim?

We want you to have absolute peace of mind and the assurance you’ll be covered no matter what. So unlike other insurance carriers out there, Elite Beauty Society uses occurrence form coverage in our professional liability insurance policies. This means that even if your policy is expired and someone files a claim against you, you’re still covered as long as the claim event occurred during the period when your policy was still in effect.

Do You Offer Body Contour Coverage In All 50 States?

Most definitely! Our body contour insurance coverage has built-in portability. This means if you change jobs, move states, or change from using a mobile salon to a stationary setting, you don’t have to do anything with us beyond making sure you update your contact information. Have peace of mind and the freedom to provide services wherever it’s advantageous because your body contour insurance is still 100% effective in all 50 states throughout your policy’s term.

How Do I Compare Body Contouring Insurance?

Decisions you make early in your career can have lasting effects so doing a comparison is a great idea. When comparing your options for the best body contour insurance, you should compare the coverage breadth and depth.


Breadth in body contour insurance means how widespread the coverage applies to events applicable to the industry. Look at the different coverage options included with the policy to determine which applies best to your unique situation.

 
Depth of the coverage means how much coverage of each option is provided. Solid body contour insurance plans will provide at least $2 million per occurrence for general and professional liability claims, as these are the most common types of events for your profession.


See why hundreds of your fellow beauty pros rated our program as ‘Excellent’.

Get Your Insurance Guide eBook

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 Associated Hair ProfessionalsNext Beauty InsuranceElite Beauty SocietyHands on Trade AssociationBeauty & Bodywork Insurance
Professional & General Liability Included?
Personal and Advertising Injury Included?
Identity Protection Coverage Included?$$$Add'tl Cost
Health, Dental & Vision Coverage Access Included?
Includes Member Benefits?
Coverage in 50 States?
Monthly Payment Options?
Price$199At a Quote$179$175$96

Grow Your Body Contouring Career With Us

Elite Beauty Society is dedicated to empowering the career of all body contouring. We have provided the latest news, trends, and business tips to take your career to the next level.

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A+ rated (Superior) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202