EBS Offers the Best Value for Cosmetology Insurance

In the vast landscape of liability insurance policies available, Elite Beauty Society stands out for offering the most bang for your buck. We provide more coverage, lower costs, higher coverage limits, and loads of fantastic benefits and perks. Our friendly staff takes our responsibility to care for our members seriously and will move Heaven and Earth to help them. 

Although there's no shortage of insurance options, here's why Elite Beauty Society stands above them all to provide the best value for our members. 

Each Policy Really Includes All This? It Sure Does! 

Unlike other cosmetology insurance companies, Elite Beauty Society prides itself on providing more coverage for our members. Our members enjoy a complete safety net of liability insurance to protect them from every angle. As a policyholder, you can access a wealth of unique coverage plans that suit your needs perfectly. 

Our team has spent years developing the perfect blend of policies and coverage limits to envelop our beloved cosmetologists in a hedge of protection. We interviewed countless beauty professionals, cosmetologists, estheticians, and the most prominent names in the insurance landscape to formulate the ideal cosmetologist liability insurance package we offer today. This curated coverage encompasses everything a beauty worker needs to protect themselves from liability lawsuits for injury or harm. 

Here's the most important thing, though: we include everything from the beginning. That's right, the whole kit and caboodle is included from the start. Every policy we provide will include the following coverage and more: 

• General liability coverage: If someone slips and hurts themselves or damages their personal property in your salon, this coverage helps foot the bill for their injuries, expenses, and legal fees.

• Professional liability insurance: If you make a professional error or demonstrate professional negligence and a client is injured, this coverage helps mitigate the risks of a liability lawsuit due to malpractice. 

• Product liability protection: This coverage is designed specifically for injuries resulting from product failures, allergic reactions, manufacturing errors, equipment malfunctions, and other related incidences. As a cosmetologist, product liability protection is a critical component of a complete coverage package. 

• Identity theft protection plan: We include this to help protect you from online predators after your personal information, business accounts, and sensitive data. 

• Exclusive member benefits: We love to spoil our members and give them as many perks as possible. 

• Coverage for Personal Injury and Advertising Injury: Personal injury encompasses non-physical harm or damage to property. Within personal injury, advertising injury holds particular significance in the digital age, referring to losses incurred by someone due to your advertisements. Advertising injuries commonly includes slander - verbal statements that damage another's reputation, libel - printed or published material that harms reputation, or copyright infringement - accusations of copying another party's original work.

Other insurance providers attempt to nickel and dime their policyholders and charge them for every minor thing. At Elite Beauty Society, we deplore making our members pay more than they should for liability insurance. We include all this fantastic coverage from the beginning for the same low price. We promise to provide the best care at the best value.

All That and Outstanding Member Benefits, Too!

As we've said before, we love to spoil our members. As a policyholder, you gain instant access to a plethora of member perks and exclusive benefits. Our perks package has been carefully crafted to enhance our members' lives, elevate their professions, and bolster their careers. 

The best part is your benefits are catered to your profession. In other words, you'll enjoy curated discounts on products and services just for cosmetologists, access the best health plans for beauty professionals, and enjoy services created just for your industry. 

Although we have dozens and dozens of specific benefits for our members, here are some of the highlights:

• Free 2-week trial to Booksy plus $1 a month subscription (member exclusive). 

• Access to affordable health care plans for health, vision, and dental insurance.

• Countless lifestyle and travel discounts to spoil and pamper yourself. 

• Discounts on continuing education units to advance your career and cosmetology skill set.

• Discounts on business software and equipment. 

• Service discounts to make running your business more straightforward. 

• So much more! 

You can count on Elite Beauty Society to provide the best benefits in the business. We constantly add more bonuses, discounts, and benefits to help meet their needs. In today's competitive insurance landscape, we are all about the benefits. If you choose Elite Beauty Society as your insurance provider, you can rest assured we will take good care of you. We go beyond simple insurance and strive to enrich our members’ day-to-day lives.

Over 400 Modalities Included from Day One

While other insurance providers force their policyholders to pick and choose their modalities and areas of expertise, we include over 400 techniques and services from the beginning. From the day you complete your application, you are covered for everything from blowouts to magnet therapy and everything in between. The complete list of covered modalities encompasses a myriad of services, including:

• Dozens of hair services

• Non-medical skin care services 

• Nail care and decorations 

• Massage therapy techniques 

With so many techniques and services in your cosmetologist liability insurance policy, you don't have to worry about adding coverage every time you learn a new skill. In fact, we encourage our members to explore and expand their horizons by learning better ways to guide their clients to their best looks. Your career growth shouldn't come with the hassles of contacting your insurance company for every little thing. That's why we include over 400 modalities from day one. 

Flexible Plans to Fit Your Career

We get it; every beauty professional is unique and in a different career stage. Some beauty workers may be in the stride of their careers, with years of experience under their belt, while others may be just setting out on their journey. As every cosmetologist is at a different place in their career, your liability insurance plan options should be catered to meet you where you are. 

Although every plan option includes the same coverage limits, modalities, and benefits, each is designed to match the unique term needs of each Beauty professional. We offer three different plans for every step of your career. As a member, you can enjoy the flexibility and freedom to choose the best plan for your budget, career goals, and stage of life. 

Our three options include the following plans: 

• Full-time coverage for one year: This plan is ideal for cosmetologists dipping their toes in insurance. The one-year option helps protect your career in a salon or spa. This option starts at just $169 per year and offers flexible payment options to disperse the cost over 12 equal payments. 

• Professional plan for two years: For well-established beauty professionals, the two-year plan provides stability and security for 48 months. This plan is ideal for cosmetologists who are stable in their positions and like planning. Starting at just $279.95 per year, the two-year plan can save some cash instead of purchasing each year separately. 

• Student rate: Our student rate is designed for up-and-coming salonistas still learning skills and techniques. We love our cosmetologist students and want to protect them from every angle throughout their schooling. The student rate offers one year of beauty liability insurance at a staggering rate of just $49 per year. During the policy term, students enjoy the same incredible coverage for our full-time and professional plans but at a steep discount to help them along. 

Our flexible plan options allow you to choose how you want your insurance to serve you best. No matter what stage of your career, we have the perfect package for you. 

More Coverage, Same Low Price

One of the major benefits of choosing EBS for your beauty liability insurance is the generous coverage limits we provide with every policy. While other companies claim to offer high coverage limits, they'll often lowball their policyholders. 

We put our money where our mouth is and stand by our members when they need us most. Our coverage limits mean our policyholders can take it easy, knowing they are protected. 

• For professional and general liability claims, we’ll cover up to $2 million per occurrence, with a $3 million annual maximum. 

• Product liabilities are eligible for up to $2 million coverage per year.

• We offer up to $25,000 of identity theft protection.

• Personal injury and advertising protection comes in at a whopping million dollars per year. 

Seriously, all that coverage is included within one low premium. 

You Have Our Full Support

Our team is here to help support you however we can. Our friendly staff are just a phone call or email away.  We are entirely at your disposal and offer our services to help answer your questions, file a claim, or decide which plan best suits your needs.

Enjoy the Better Value Today