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Legal & Risk Management for Beauty Professionals

A barber with barber liability insurance cuts his client's hair.
Beauty Pro Business, Beauty Professionals, Hairdressers & Barbers, Legal & Risk Management for Beauty Professionals

Choosing the Right Barber Liability Insurance for Your Needs

January 7, 2026

Accidents happen — even in the hands of experienced barbers. From razor-related irritation to unexpected client slips, one incident can create financial fallout most self-employed barbers simply aren’t prepared for. This guide breaks down how to choose the right barber liability insurance, what coverages matter most, and how to protect yourself whether you work in a shop, rent a booth, or provide mobile services across multiple locations.

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by Hanna Marcus
spray tan specialist applies sunless tanning solution to a client
Beauty Professionals, Legal & Risk Management for Beauty Professionals

Common Spray Tan Mishaps: Top Insurance Claims for Spray Tan Specialists

December 23, 2025

Spray tanning is a popular, safer alternative to UV tanning — but it isn’t completely risk-free. In this guide, we break down the most common spray tan accidents beauty pros should be aware of, including allergic reactions, unhappy clients, slip-and-fall incidents, and bodily injuries. Understanding these risks helps you protect your clients, avoid costly insurance claims, and deliver spray tanning services with confidence and professionalism.

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by Hanna Marcus

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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