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Legal & Risk Management for Beauty Professionals

what is cosmetology insurance

Beauty Professionals, Legal & Risk Management for Beauty Professionals

What Is Cosmetology Liability Insurance?

May 31, 2026

Get Cosmetology Insurance Now Cosmetology liability insurance helps beauty professionals respond when a client injury, service complaint, or appointment-related accident turns into an insurance claim. For cosmetologists, that risk shows up in real appointment settings: a client reports scalp discomfort after…

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by Katie Leedy

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An empty salon booth sparks the question every beauty pro wonders about: do booth renters need insurance?

Beauty Pro Business, Legal & Risk Management for Beauty Professionals

Do Booth Renters Need Insurance? What Pros Should Know

May 8, 2026

If you’re renting a booth, you’re running your own business—which means you’re also responsible for what happens inside it. And while that freedom is exciting, it comes with real risk. From client mishaps to unexpected claims, having your own liability insurance isn’t optional—it’s how you protect your income, your reputation, and everything you’re building.

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by Hanna Marcus

A beauty pro does a bro service while explaining client safety to her client.

Estheticians & Skincare Specialists, Legal & Risk Management for Beauty Professionals, Uncategorized

Client Safety and Esthetician Insurance: What Every Beauty Pro Should Know

May 7, 2026

Client safety concerns don’t just come from high-risk treatments — they can happen during everyday esthetic services. Learn how liability claims work and how esthetician insurance helps protect your business, your clients, and your peace of mind.

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by Hanna Marcus

A beauty pro explains what is an additional insured to her client.

Legal & Risk Management for Beauty Professionals

What is an Additional Insured? Should They Be on Your Policy?

May 1, 2026

Ever wondered what is an additional insured and if it belongs on your beauty liability insurance policy? This blog has all the answers you’re after.

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by Hanna Marcus

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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