Red Light Therapy Risks: Common Insurance Claims to Know 

KEY TAKEAWAYS:  Thinking about adding red light therapy to your service menu? It's a good option – but it comes with red light therapy risk. Being informed – and covered – is a must. We're diving into the most common red light therapy risks, how to avoid them, and important details you need to know before you offer red light therapy to your clients.

The world of red light therapy is full of possibilities – for both your clients and for your business. Adding red light therapy services to your menu could open the door for new clients, give you the creative freedom to add a new service to your repertoire, and, importantly, offer a little revenue boost without adding too much extra work.

But just like any service you offer when working in a hands-on environment with people, there's red light therapy risk – and you need to know what you're getting into before you dive in. 

We'll lay out the must-know details of red light therapy risks, how you can combat them, and how adding red light therapy can benefit your esthetician biz. All you've got to do? Keep reading. 

Why Estheticians Need Liability Insurance: A Look at the Red Light Therapy Risks 

Before we jump head-first into the most common risks of red light therapy (and trust us, you'll want to know them), we want to be so clear – if you're going to offer red light therapy services, you need red light therapy coverage. 

You might be thinking: of course, the insurance company is telling me I need insurance! And that's a fair point. But, truthfully, the need for red light therapy insurance has a lot less to do with what we want and everything to do with what you need for a thriving, healthy business. 

Why do you need red light therapy insurance? Here are just a few reasons to consider: 

• Without insurance, you're on the hook to cover whatever happens if you deal with a claim. Legal fees? That's on you. Reparations for damages? That's on you. Reputation management and lost wages during a closed business? Also, both on you. With coverage, you have support, financial coverage, and help with dealing with all of this (and more).  
• It's important to remember that claims can be filed even if they're not honest. Actual and alleged claims can do the same amount of damage if you're not careful – even if you've truly done nothing wrong. Coverage has your back for all of it. 
• Even the most talented and skilled estheticians will deal with some sort of liability claim. It has nothing to do with your professionalism and everything to do with the nature of a hands-on service. 
• Insurance is necessary for every service, not just the specialty ones. Whether you're an eyelash pro, a microblading expert, or a brow tech, you need insurance. This isn't limited to red light therapy – if you're dealing with people in a hands-on, one-on-one way, you need coverage. 

The Top Red Light Therapy Risks: The Most Common Claims to Know 

Anything can happen in the world of esthetics – even with something as mild and non-risky as red light therapy. 

Want to know the top claims estheticians deal with when it comes to red light therapy services? Buckle up – we've got 'em listed out right here. 

Common Claim: Skin Sensitivity & Irritation 

Think redness, itching, or swelling all ranging in severity. While red light is a generally safe practice, it's possible that anyone can deal with sensitivity or irritation. 

This can be mild or severe, and it all depends on how your clients react to the treatment. It's possible your client doesn't know they'll react – for many, it's their first time getting this treatment done. (That presents a whole new set of risk on its own). 

Common Claim:  Incorrect Use 

Maybe you don't give your client proper eye protection and suddenly they're dealing with strains or irritations. Maybe you're still getting used to your red light tools and you accidentally cause a blister or burn on your client's skin.

Are these things unlikely? Of course. Can they still happen? Absolutely. And if you accidentally use your red light therapy tools improperly and your clients have negative results, you could be responsible for the repercussions. 

Common Claim: Missing Post-Treatment Care Instructions 

It's not just about the service you provide in the moment – it's how you instruct your clients before, during, and after, too. If you don't provide proper post-treatment care and your clients deal with irritation, damage, or issues, that could be on you. 

Common Claim: Undisclosed Medicine or Sensitivities 

Whether on purpose or accidentally, your clients may leave out medicines or sensitivities that make them non-candidates for red light therapy. 

The problem? You can't fact-check every client. It's their responsibility to alert you to issues when you ask, but if they keep it from you or simply don't know, what happens to them after could fall on you. 

Common Claim: Overuse or Overexposure 

Your clients can overdo red light and overexpose themselves, whether on their own or by booking with you too many times. This can lead to mild side effects or their skin tissue not responding to treatments as they should. This can also result in injuries, damages, and skin issues like blistering or burns! 

Should You Offer Red Light Therapy? Why It's a Benefit Despite the Red Light Therapy Risks 

Red light therapy offers a ton of benefits for your clients (hello hair growth, clear skin, and expedited healing!) and their health and wellness, but it can also be a major boon for your business (and increase that profit line!) 

We could talk for hours about how adding red light therapy to your service menu could be helpful, but we'll sum it up like this. The big, must-know benefits of red light therapy services for estheticians are: 

• Access to new clients and a new market altogether. You already offer great services to a select market, this could open doors to a whole new selection of clients. 
• You can offer tangible, touchable benefits your clients can see ASAP (Which will keep them coming back). 
• It's an easy and desired add-on to boost your revenue per service offered.
• It's a recurring service. Once your clients see and feel the results, they'll want to come back for more (great for them, great for you).
• It's a profit booster! Whether clients are booking it as a stand-alone or an add-on, it's a great and effective way to increase your bookings and bottom lines. 

Risks Exist – With Professional Liability Insurance, You Can Minimize Them

And importantly, professional liability insurance keeps you covered if something does happen. It's not that you'll automatically deal with a liability issue – it's just that, in your line of work, the chances are high. That doesn't say anything about you, your skill, or your experience – just that when working in a hands-on environment with other humans, the risks of something going wrong jumps up. 

The best ways to combat that – without giving up income-boosting services like red light therapy – are to:

• Get licensed & become the best pro possible: A no-brainer. You need to be trained, licensed, and confident in your abilities. Otherwise, you're asking for trouble. 
• Get covered & stay covered: Red light therapy insurance is a must. If you're thinking of adding this service to your menu list, ask yourself: "does my current insurance cover this service?" If the answer is no, you've got to make sure you're covered before you start practicing. 
• Invest in continuing CE & skills training: The best way to stay on top of your skills? Keep refining them. Continuing education and advanced skills training help you stay sharp and conscientious about the service you're offering (which can help you avoid missteps or mistakes).  
• Set up a system of best practices you always follow: Some risk you can't erase (that's why insurance exists), but you can minimize risk if you've got a procedure or protocol you follow for this service. Develop, write down, and abide by the best practices you've created for each client so you can build in risk mitigators. 

You Need Red Light Therapy Insurance – Here's Why 

If you haven't caught on by now, we're very pro red light therapy insurance. Sure, that's partially because we're an estheticians' liability insurance company – but a big part of this is because your clients, your career, and you deserve to be protected. 

The thing about being an esthetician – or a beauty pro in general – is that no matter how talented, skilled, and careful you are, bad and unfortunate things can still happen (actually or allegedly). 

Without coverage, you could be stuck resolving it all with your own time, money, and damaged reputation. And that's a quick path toward tearing down the business you worked so hard to build. 

Adding red light therapy to your service list could be a huge benefit for you and the people you serve, but without coverage, you're playing with the odds. Without insurance, you're on the hook for damages, costs, legal fees, and reputation management. With insurance, you can rest easy and do your best work knowing that, no matter what, you're completely covered should something ever happen.  

Need coverage? We've got you, red light therapy pro – peep our red light therapy insurance coverage right here to get covered, stay covered, and do your best work with peace of mind.