KEY TAKEAWAYS: Being a brow technician comes with its own set of challenges and risks. Investing in brow technician insurance can protect your reputation, business, and livelihood in the event that something unfortunate happens.
Eyebrows can make or break a look. They have a tremendous impact on overall appearance and can make a statement, complement natural facial structure, or embody a personality.
As a brow technician, you help your clients achieve the look they want and leave your chair feeling beautiful and confident. Whether you’re waxing, threading, or microblading, your craft requires hard work and a healthy dose of skill.
Even if you take extreme precautions and do everything by the book, your work comes with inherent risks. Protecting your business and career by investing in beauty professional insurance is essential.
To help you make an informed decision about your beauty insurance policy–including why you need it and what type of coverage you should invest in–we’ve put together a guide to the most common insurance claims for brow technicians.
Why Brow Technicians Need Insurance
Your work as a brow technician can be highly technical and detail-oriented. Factor in doing work near your client’s eyes, using tools, and relying on chemicals to achieve the desired results, and you have a situation that could quickly go wrong.
Even with extensive education, training, and experience, the unexpected can happen. When faced with a potential lawsuit, you could find yourself on the hook for injuries, damages, and legal fees. The fallout could impact your reputation, create a significant career setback, and even force you out of business.
Proper brow tech insurance is there to protect you from these unfortunate outcomes. It is key to preserving your future as a beauty pro, even in the face of difficult circumstances.
The Most Common Brow Technician Insurance Claims
Professional Liability
When words like “malpractice” are thrown around, the natural impulse is to be a little scared. That’s a serious accusation, and it’s not outside the realm of possibility for brow technicians.
Professional liability insurance is designed to protect you from mistakes you make when performing your services. This can include everything from negligence to honest mistakes to accidental omissions that lead to injury.
For brow technicians, practical examples of professional liability cases might look like:
- Accidentally cutting your client when shaping their brows, leading to infection or scarring.
- Failure to properly sanitize your tools (for microblading, for example), causing an allergic reaction or infection.
- Poor results that require correction or disrupt your client’s life (imagine going to your wedding with wonky eyebrows!).
General Liability
What if someone (or their property) is hurt on the premises of your shop or as a result of your normal, everyday operations? Situations like these are often called “slip and fall” because that is a common example of a general liability case.
These occurrences may not be your fault, but you could still be responsible for the damages because they happened under your watch or in your business. It may not seem fair, but it’s better to be prepared and protected anyway!
Some of the most likely general liability scenarios a brow tech might encounter are:
- You spill dye while perfecting a client’s brows, and now their expensive shoes are ruined.
- Your equipment malfunctions, causing damage to the salon space you are working in.
- One of your clients trips over a cord and twists their ankle.
- A shop visitor slips on a puddle of spilled beauty products and injures themself.
"Professional liability insurance is designed to protect you from mistakes you make when performing your services. This can include everything from negligence to honest mistakes to accidental omissions that lead to injury."
Other Common Brow Technician Insurance Claims
While professional and general liability are the top brow tech insurance claims, there are a few other areas of concern that you should be aware of. Among the other possible scenarios, two come to mind: cyber liability and interruption to your business.
Cyber liability insurance can prove to be exceptionally valuable in the age of the Internet. Most brow technicians rely on online tools. These resources store sensitive client information that can be compromised by data breaches, leading to serious legal drama.
If you experience a scenario where your normal business operations are interrupted–maybe because of equipment failure or a natural disaster–having a policy that covers that time of lost business (and income) could be the difference between a successful future and a frustrating end.
Beauty Insurance for Brow Technicians
Protecting your beauty biz and your career from unforeseen events can be the difference between a long, successful career and one cut short by an unfortunate accident. When looking for a brow technician insurance policy, always work with an established and reputable company that provides comprehensive coverage.
Elite Beauty Society is synonymous with excellence in the beauty insurance industry. Whether you opt to invest in a policy or simply subscribe to our newsletter and visit our blog, we hope that the resources we provide help you grow your beauty career in the direction of your biggest dreams!
Meet Hanna Marcus, the Founder and Head Copy Gal behind Boundless Copy, a one-of-a-kind copywriting agency that specializes in big, bold brand voice and industry-disrupting copy that’s all about resonating with the right audience.
Hanna has proudly teamed up with Elite Beauty Society for several years as their go-to copywriter on all things beauty, small biz marketing, and brand voice development. She’s big on feeling-first writing–her personal soapbox is that the best copy starts with telling a story.
When she’s not writing cheeky, converting copy for clients, she’s mentoring other aspiring copywriters and creating digital copywriting resources designed for service pros and focused on taking the stress out of DIY copywriting.
