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Comprehensive Bridal Stylist Insurance

Excellent-rated bridal stylist liability insurance that covers beauty professionals for more than 500+ beauty and wellness services. Get A-rated coverage for less than 49 cents per day in just five minutes.

Immediate Insurance Coverage

Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout. 

#1 Trusted Liability Insurance

We have insured thousands of Bridal Stylist Insurance and are backed by 5- star independent customer reviews.

Mobile Insurance Coverage

Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.

Save Hundreds with Member Benefits

We are more than just Bridal Stylist Insurance, EBS has over $750 of member perks tailored to the beauty industry.

Immediate Coverage

Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout. 

#1 Trusted Insurance

We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.

Mobile Coverage

Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.

Member Benefits

We are more than just cosmetology insurance, EBS has over $750 of member perks tailored to the beauty industry.

What is the Cost of Bridal Stylist Insurance?

Secure the safety of your salon and yourself. Do this by investing in a liability insurance policy from Elite Beauty Society and tailored for you, bridal stylists. Cost is important to consider when choosing professional insurance. Unlike many competitors, Elite Beauty Society charges no membership fees for coverage. We provide thorough protection without added fees. This gives you the specialized coverage you need as a bridal stylist.

Two Year

Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.

$

299

/year

One Year

Protect your career for a single year. Get liability insurance coverage at the most affordable rate.

$

179

/year

Student

Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.

$

49

/year

Bridal Stylist Insurance Highlights and Coverage

As a bridal stylist, you are a certified makeup, hair stylist, and styling expert. You provide top-notch services to help clients achieve their desired looks and make them glow on their wedding day. Despite being highly skilled and attentive, stylists may still face claims. The claims relate to accidents at the salon or during a service.

You should protect your career, equipment, and identity as a bridal stylist. It’s easy and cost-effective with the full coverage of Elite Beauty Society's liability insurance.

What is Bridal Stylist Liability Insurance?

Bridal stylist liability insurance protects wedding stylists from the expense of liability lawsuits and claims against them. As a professional bridal hair stylist or bridal makeup artist, your role is pivotal for helping the bride look their best on one of the most important days of their lives.
While the bridal styling industry is an exciting and rewarding career, it comes with a certain amount of risk to the client. If something goes wrong during a bridal styling session and a client is hurt or their belongings are damaged, they could hold the bridal stylist liable and seek compensation. Bridal stylist liability insurance helps cover the cost of a liability claim against a wedding stylist.
The expense of a liability lawsuit or claim against you could be astronomical. Liability insurance is a safety net to help protect your finances. Elite Beauty Society has created a liability insurance plan specifically for wedding stylists. This coverage helps protect you if something goes wrong while working with a client.

Why is Bridal Stylist Liability Insurance Necessary?

Even though bridal stylists are careful and treat their clients well, mistakes still happen. Unfortunately, accidents can occur during your work and there are Liabilities Every Beauty Pro Should Know. If a client is injured while you are styling their hair or applying makeup, they could hold you legally responsible for paying for their compensation.

These days, bridal stylists are more likely to face a liability lawsuit or insurance claim against them than ever before. Protecting yourself, your career, and your finances is an important investment in your future. Bridal stylist liability insurance is the protection you need.

The bridal stylist insurance plan from Elite Beauty Society provides coverage for multiple types of liabilities. We help protect you from general and professional liabilities and take it a step further by providing the coverage you need to protect yourself, your workspace, and your identity.

Examples of Bridal Stylist Insurance Protection

Let's look at some examples of how bridal stylist insurance could help protect you in the future:

  1. Example one: A client is coming in for a bridal hair styling session. During the session, you accidentally spill hair dye on the client's expensive wedding gown, causing damage. The client demands that you pay for the replacement of their gown. Bridal stylist insurance from Elite Beauty Society could help cover the cost of that claim.
  2. Example two: A client is at their wedding where you are providing makeup services. The client trips over your equipment bag and injures their ankle. They need medical attention and hold you responsible for their medical expenses, time off work, and other related costs. In this situation, general liability insurance would be needed to help cover the cost of the lawsuit.

Insurance with Outstanding Credentials

Being affiliated with top-tier insurance partners like the Arthur J. Gallagher family, Elite Beauty Society continues to build on a history of excellence. Since 1927, Gallagher has become one of the most esteemed brokers in the insurance world. As a global insurance broker, Gallagher has built a reputation for creating reputable, trustworthy, and caring companies. Elite Beauty Society is proud to be affiliated with like-minded companies like Gallagher who put policyholders first.

With numerous awards for excellence and work environment, Gallagher has been repeatedly recognized for its excellent work in the insurance industry. Elite Beauty Society embodies the mission and excellence for which our affiliates, like Gallagher, are known. We strive for excellence in everything we do to stand up to our reputation and live up to our credentials.

Elite Beauty Society: A History of Exceptional Success

We're proud of how Elite Beauty Society has impacted the world of bridal styling. Our policyholders are some of the best in the business. With hundreds of verified positive reviews, our clients are pivotal to our reputation as an insurance provider. Real customers have consistently reported excellent service, friendly experiences, and prioritized customer satisfaction.

We are both humbled and honored to have a reputation of excellence and a history of success. We've helped thousands of bridal stylists get the coverage they need to feel safe and protected in their careers. Our comprehensive coverage and excellent service are a testament to what we are all about. We want our policyholders to have total confidence in their coverage.

Bridal Stylist Insurance Coverage Details

Professional & General Liability:

$2 Million per occurrence
$3 Million per year

Personal Injury and Advertising Injury:

$2 Million

Identity Theft Protection:

$25,000

Professional & General Liability

Professional liability is a blanket statement for the potential risks directly related to your occupation. These are industry-specific incidents that could cause harm to a client. Professional liability can also be known as errors and omissions. In other words, professional liability is something a professional does wrong while working. For cosmetologists, a professional liability may be puncturing a client's skin while giving them a haircut or causing a burn while performing thermal styling. 

Professional liability insurance helps protect a worker if they do something wrong that causes harm to a client. Professional liability insurance's protection is an essential component of overall liability insurance. If you're covered with professional liability insurance, you don't have to worry about the cost of a liability lawsuit against you. If you make a mistake and your client gets hurt, professional liability insurance can help keep your finances intact. 

If professional liabilities are directly related to your occupation, general liability is the opposite. General liabilities are non-specific to a career or vocation. These risks are universal in any industry. Another way to consider general liability insurance is slip and fall coverage. The incidents covered under general liability can happen in any industry and facility. The most common are trips, slips, and tumbles. 

General liability also covers personal property damage. For example, if your client drops their phone while slipping on your floor, general liability could also help cover the cost of replacing their mobile phone. 

General liability coverage offers protection from lawsuits involving universal risks or incidents. If a client falls and injures themselves while in your salon, general liability could help protect you from the cost of paying the client's compensation. As general liabilities are common and can happen anywhere, protection from general liabilities claims is essential to cosmetology insurance.

Identity Theft Protection

In today's world, more than word of mouth marketing is needed to be a successful cosmetologist. Most beauty professionals today have a massive online presence. Nearly every cosmetologist uses social media platforms to promote their business, manage their finances through online banking, or reach clients through their website. While the era of the internet has provided an excellent opportunity for reaching new clients and engaging your customers, it has also created the potential for loss due to identity theft. If you have any presence online, you are potentially at risk for hackers to steal your information. 

Elite Beauty Society includes Identity Theft Protection in our cosmetology insurance policy. We want our policyholders to be well protected from every career threat. While most other cosmetology insurance providers do not offer identity theft coverage, we make it a pillar of our policy. If you lose money due to an online predator, we offer protection to help you recoup your losses. 

Elite Beauty Society Member Perks 

50% off your first 2 months of subscription to GlossGenius Gold:

#1 Scheduling and Booking Software for Beauty Professionals

Discounted Health Insurance Marketplace:

Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans

Lifestyle & Travel Discounts:

Save on Hotels, Rental Cars, And Business Supplies

10% Off a Yearly Subscription to BTC University:

Access 600+ Hours in Continued Education

And, So Much More!

Elite Beauty Society is continually adding more member perks to better serve our community

What Services Do We Cover?

EBS offers coverage for more than 500+ beauty and wellness services.


  • Hair Extensions
  • Design, Cut, & Styles
  • Instruction
  • Permanent Hairstyle
  • Wig Stylist
  • Thermal Styling
  • Hair Treatments
  • Hair Coloring
  • Men's Grooming
  • Shampooing/ Conditioning
  • Hair Bleaching
  • Hair Braiding
  • Children Services
  • Blow Outs
  • Facial Waxing

What Our Customers Are Saying

Elite Beauty Society is proud to have 5-star, excellent-rated customer reviews. We are dedicated to bettering our insurance and membership to meet the needs of every bridal stylist.

Check out what some of our customers are saying:

Thankfully never had to use it, but Elite Beauty is quick, easy, and affordable. I would recommend it to other beauty professionals.

amy

EBS Customer

Everything I was looking for was covered by Elite Beauty Society. I liked the fact that it offers coverage for services I hope to add in the future. The site was fairly simple to navigate. I recommend if you're looking for straightforward, easy-to-understand information.

Tonia

EBS Customer

Why Choose Our Bridal Stylist Insurance?

Just a Few of the Reasons We're the
Number One Bridal Stylist Insurance Choice

We Offer The Industry-Preferred Type of Coverage
Elite Beauty Society offers industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from any claims that may arise. Combined with our high insurance limits and superior customer service, our bridal stylist insurance gives you the peace of mind that you are fully protected, and if anything does happen, we've got your back.
Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer Occurrence Form so that our customers rest easy knowing they're protected even if their clients delay making a claim. Even if your bridal stylist insurance coverage has lapsed, you're covered, and your license is protected as long as the incident occurs while your policy is active.


Instant Coverage, Immediate Certificate

Don't wait around for approvals or worry about providing education hours. Our policies are bound in minutes, and you are able to immediately download a digital proof of coverage certificate from your member portal. Our online application takes less than 5 minutes, so you can get back to what you're best at faster.

You Deserve More Than Numbers

Policy numbers aren't everything. You deserve an insurance company that's going to be there for you when you need it and policy numbers that translate into real assistance for you. With us you will rest easy, because if the worst happens your policy limits include dedicated help from our licensed customer care team, legal defense if needed, and the cost of the claim.

Why You Need To Protect Your Bridal Stylist Career

You may be renting a salon suite or booth/chair, working in your own salon, or freelancing. In any case, having a bridal stylist insurance policy is necessary. It supports and safeguards your career. Liability Insurance offers peace of mind and assurance, no matter where your career takes you. Knowing about insurance helps you make the right decision. All pros need beauty liability insurance. Here's a complete breakdown of a bridal stylist insurance policy.

Bridal Stylist Insurance FAQs

What Kind of Liability Insurance Do Bridal Stylists Need?

Working closely with clients, using styling tools, and providing makeup services, there is a significant risk of accidents occurring, making professional liability insurance a must. At a minimum, a policy should include generous limits for both General Liability and Professional Liability claims.

General liability is often referred to as “slip and fall” insurance. This is because there’s a liability risk to you as a business owner simply by allowing customers to enter your workspace. If a client trips over a piece of equipment and injures themselves, they could hold you liable for the damages.

Personal liability is similar to “malpractice” insurance. This coverage provides protection for injuries and other loss events that occur while you are providing your service. If you accidentally use a product that causes an allergic reaction, the client may hold you liable for their injuries.

I’m Renting a Booth at an Event. Do I Need Bridal Stylist Liability Insurance?

Absolutely. While bridal styling may seem low-risk, no matter where, when, or how many hours you’re working, you’ll be using tools that can potentially cause injuries to clients.

While renting a booth at an event, you’ll be classified as an independent contractor and not generally covered under the event organizer’s professional liability policy.

That’s why it’s important to have your own bridal stylist liability insurance coverage for any possible claim that arises while providing your services to clients.

What Are the Coverage Limits of an EBS Bridal Stylist Insurance Policy?

With a bridal stylist liability insurance policy from Elite Beauty Society, you’ll have the following:

  • $2 Million limit for both Professional Liability and General Liability claims, up to a $3 Million Annual Aggregate.

  • $2 Million in Personal Injury and Advertising Injury.

  • $25,000 in Identity Theft Protection.

What’s the Difference Between Claims-Made & Occurrence Form Coverage?

Many carriers offer claims-made coverage because it’s more convenient for them. This means a claim has to be made while a policy is active to be covered. We don’t believe in not covering something that rightfully should be, so we offer occurrence form coverage. This means that even if your policy has expired if a claim is made against you for an event that occurred while your policy was still in effect, you’re absolutely covered. It’s just one small way we ensure we’ve got your back.

Do Students Learning Bridal Styling Need Insurance?

Absolutely. Even while still in training, you’ll be practicing your techniques face-to-face with real people.
The smallest mistake or accident could lead to a claim being filed against you. For the low cost of just $49 for a full year of coverage, our student policies offer a cost-effective way to protect you and your future business from claims while still in training. Plus, you’ll have access to an incredible array of members-only benefits included with the cost of your student policy.

How Much Is an EBS Bridal Stylist Insurance Policy?

Our rates are some of the best in the industry. We provide different options for bridal stylists to choose from so they find what works best for them and their business.

  • A one-year policy costs $179, covering you anywhere you provide services in the U.S.

  • A two-year bridal stylist insurance policy is $299, a $59 savings over buying two one-year policies.

  • Student rates are $49 for a full year of coverage.

Based on demand, we’ve also made available a benefits-only plan that provides identity protection, a professional website, and access to discounts and special offers for just $39 per year.

How Do I Know if My Bridal Styling Service is Covered?

We cover 500+ beauty and wellness modalities, including bridal styling.

We have created a full list of coverage for your convenience and  if you don’t see yours currently listed, call or email a knowledgeable sales representative to see if we are able to add your chosen modality to our growing list.


Call 866.868.3360 or email info@elitebeautysociety.com.

What Are the Benefits of Being an EBS Member?

When you become a member of Elite Beauty Society, you will receive liability insurance + a full suite of member perks. Our program has been tailored exclusively to fit the needs and help grow every bridal stylist.


You will have access to the EBS resource center which holds a wealth of information on topics like "how to set up a successful business", education tools, eBooks, and so much more. As a member, we’ll provide a free customizable website to take your business to the next level.


In addition, EBS has partnered with some of the best names in the industry to offer members exclusives on products and tools at a discount. To name a few, you will get save on PBF memberships, free Booksy trials, access to ACA qualified health insurance, and one month free to online therapy from BetterHelp. We are continuously adding more. 

 

Get peace of mind & grow your career at one affordable rate.

How Soon After Purchasing a Policy Will I Receive Proof of Insurance?

You will receive your certificate of insurance immediately after purchasing your bridal stylist insurance. You will also get access to your member portal, where you can see your insurance documents at any time.

How Does EBS Know the Business of Bridal Styling?

At EBS, we are a community of beauty professionals with experience in the industry. Being built by professionals gives us the advantage of tailoring our program directly to bridal stylists.


We understand the decision to purchase liability insurance seems daunting, so we’ve created an in-depth guide to insurance just for beauty professionals..


If you’ve still got questions, our knowledgeable sales representatives have the answers. Contact us at 866.868.3360 or email info@elitebeautysociety.com

How Do I Find the State Board Requirements to Get a License?

The State Board of Cosmetology in the state that you want to offer services in is the governing body which will provide licensure, usually upon completion of education and examination.


For example, the State Board of Cosmetology in Florida requires a full 1,200 hours in an approved cosmetology school and the successful passing of the state-issued examination in order to obtain a license.


Read more about state requirement information for Beauty pros.

 

How Do I Transfer My Esthetician/Cosmetology License from One State to Another?

The best resource for license information is the State Board, which governs your modality in the state where you want to offer services. The process can be lengthy, so it’s best to start early if you decide to move your license from one state to another. Some states offer reciprocity for licensure, but this varies widely.


For example, according to the California Board of Barbering and Cosmetology, out of state licensees can simply fill out a reciprocity application and pay a fee in order to receive a new license, as long as they have proof of a current license that has been active for three of the last five years and hasn’t been revoked or suspended. Often, different states require varying amounts of education, so you may need more training hours to satisfy your new state’s requirements.

Get Your Insurance Guide eBook

Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!

How We Stack Up Against the Competition

 Associated Hair ProfessionalsNext Beauty InsuranceElite Beauty SocietyHands on Trade AssociationBeauty & Bodywork Insurance
Professional & General Liability Included?
Product Liability Included?
Personal and Advertising Injury Included?
Identity Protection Coverage Included?$$$Add'tl Cost
Health, Dental & Vision Coverage Access Included?
Includes Member Benefits?
Coverage in 50 States?
Monthly Payment Options?
Price$199At a Quote$179$175$96

Grow Your Bridal Stylist Career With Us

Elite Beauty Society is dedicated to empowering the careers of all bridal stylists. We have provided the latest news, trends, and business tips to help you take your career to the next level.