Powder and Ombre Brow Insurance

Different states vary considerably in their requirements for powder and ombre brow professional’s insurance requirements. In the past, some states required a cosmetology license to practice. As of May 2017, if you take the blood-borne pathogens training course, you are safe to practice powder and ombre brows. Always check the State Board’s website for the specific requirements of the state in which you plan to practice.

Since powder and ombre brows involve needles, there may also be certain Health Department certifications required within the locale. For example, the Florida Department of Health classifies powder and ombre and permanent cosmetics as tattooing, which requires its own license and certification. Some states and several certifying boards make it a requirement to have insurance in order to obtain a license and/or certification.

However, even if it’s not a specific requirement consider this, the cost of purchasing a comprehensive powder and ombre brow insurance policy from EBS pales in comparison to the cost of a potential liability claim against you, your business, and your license. Simply put, one of the one cost-effective means with which to protect you and your business from a claim is to have the security of a powder and ombre brow insurance policy in place.

Absolutely, when you purchase insurance from EBS and add coverage for powder and ombre brow professionals, you will have the same industry-leading benefits afforded to all our members.

By far the best benefit of an EBS powder and ombre brow insurance policy is the robust and comprehensive coverage provided. We are more than just insurance, we offer $750+ in member perks.

Members receive a free, customizable website to promote your business online where the majority of clients will first be introduced to your specific services. You’ll also get exclusive discounts and early-access on a variety of products and tools from industry leaders.

We offer access to find the cheapest rates for health insurance, and discounted rates on dental + vision insurance.

Powder and Ombre Brow professionals require additional training and certification in order to safely provide services to clients. Because of their use of tools which puncture layers of skin, even with proper care and attention to detail, complications that could give rise to a claim event can occur. We’ll briefly go through each liability coverage with examples of possible claim events that can, and have, occurred.

• Professional Liability - often referred to as “malpractice” insurance provides coverage for claims that arise out of performing your service. For example, you're using your permanent makeup machine but then faulty wiring causes an electrical short, which overheats the instrument, and burns your client’s skin. With EBS, an event like this is covered up to $2 Million per year. If the client had extensive medical bills to treat this, you could be left paying these costs out of pocket without comprehensive insurance.
• General Liability - also called “slip and fall” insurance as claims occur from simply operating your business in a physical location. An example could be a client tripping over a loose rug, injuring themselves, and filing a claim.
  

This depends on the state, county, parish, etc. in which you plan on operating. The State of Florida classifies powder and ombre brows as tattooing, requiring licensure as a tattoo artist and also limiting the service location to a licensed tattoo parlor.  

Always be sure to check your State Board for the specific requirements for training, testing, certification, insurance, and licensure.

With EBS, our policies cover more than 500+ modalities and counting in beauty and wellness services.

Coverage is extended to the various beauty services like aesthetics and cosmetology, as well as other skin treatments like dermaplaning and even a variety of yoga practices.

We want our members to be free to use the combination of services that works best for them and their clients and not be hampered with having to add additional coverage each time they learn a new modality.

At EBS, we want you to have all the information you need to make the best decision for your own career when it comes to powder and ombre insurance. To save you some research time, we went ahead and published a complete insurance comparison of our plans right alongside the competition.

See for yourself how our program stacks up and why so many beauty pros trust us to protect their careers.

Liability insurance provides you with coverage for unexpected situations so the expense doesn’t come out of your own pocket whenever you have to file a claim.

On an apples-to-apples comparison, EBS offers the most comprehensive coverage options available, at the lowest rates. We are able to provide this because our program was designed by beauty professionals, for beauty professionals. Check out our insurance comparison to see for yourself how our plans compare.

For the convenience of our members and members-to-be, we offer several options to fit with however you choose to provide services. For EBS members (that have been insured 6 months or longer) that want to add powder and ombre coverage onto an existing policy, coverage can be purchased for $349 for an entire year.

For new members, you can purchase a comprehensive policy and add powder and ombre for just $499 per year, one of the very lowest rates in the industry yet one which affords some of the best coverage options available.

We also offer a benefits-only option for just $39 a year, which excludes any insurance coverage, but does give you access to all of EBS’ exclusive, members-only benefits and discounts.

Yes, EBS requires that powder and ombre brow professionals need to be licensed prior to purchasing insurance coverage. As well, powder and ombre brow professionals must acknowledge that they have successfully passed a five-day training course, have practiced on no less than five models during training, have obtained a certification of completion for their training, and accept full responsibility for maintaining and sterilizing equipment prior to rendering services.

If you are new to powder and ombre brow and are interested in practicing, we have a guide to help you through it all.

At a minimum, an insurance policy for powder and ombre professionals should have robust provision for general liability and professional liability claims. From our extensive work in the industry, we’ve also chosen to provide coverages for many other common claims that can occur during the course of providing these services.

Our goals are to provide our members with the most comprehensive insurance program available (including identity theft protection) for the best price. This specific suite of coverage options has been tailored especially for beauty professionals, including those providing powder and ombre and permanent cosmetic services.

Call us at 1-866-868-2689 to speak with a real life, knowledgeable sales representative or you can fill out our handy contact form and we’ll get in touch to review how EBS powder and ombre insurance can help be a safeguard in your unique circumstances.

To be rated as “A rated” an insurance carrier has been vetted by an independent rating agency like A.M. Best, as having demonstrated the financial integrity to be able to honor it’s obligation to pay on customers claims. At EBS, we’re proud to have the backing of A-rated insurance carriers on all of our policies. 

Each state has its own rules for how to transfer an existing license from one state to another. Be forewarned, the process can be lengthy so the sooner you can get started, the better. You may have to complete additional training or certification in the new state/county you wish to operate in. Be sure to check your new state’s board for specific licensing requirements.

Yes, the beauty of a powder and ombre brow insurance policy from EBS is the fact that coverage is fully portable and follows you no matter where you provide clients your unique services - from private salons, to house calls, trade shows, and throughout all 50 states.

Call or click to contact our team to see just how convenient and comprehensive coverage provided by EBS can be for you and your business.

You never see a claim coming, or else you wouldn’t really need insurance. But insurance provides you with that safety net for the unexpected so that your livelihood isn’t affected by an accident.

As simple as it sounds, a slip and fall case in your place of business could result in a lawsuit easily running into the hundreds of thousands. Without insurance, those costs are on you.

Yes, most salons will require their independent makeup artists have insurance prior to being able to render services out of their space.

With EBS, you get full coverage for yourself and for things like damages to a rented space.