Plasma Pen Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policy that covers beauty professionals for more than 500 beauty and wellness services. Get comprehensive insurance for just $179 per year in as little as five minutes.
Immediate Plasma Pen Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of plasma pen liability insurance upon checkout.
#1 Trusted Plasma Pen Liability Insurance
We have insured thousands of beauty professionals across more than 500 beauty and wellness services, and our plasma pen liability insurance is backed by 5-star independent customer reviews.
Mobile Plasma Pen Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We offer more than just plasma pen insurance; Elite Beauty Society has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Plasma Pen Professionals
Plasma pen liability insurance starts at just $49/year for students and $179/year for full-time beauty professionals. At Elite Beauty Society, we understand that your beauty and wellness services come first, and you put in the effort every day to help your clients achieve smoother, tighter, and more rejuvenated skin through professional plasma pen treatments. That is why we offer an insurance policy that provides the liability coverage you need at a rate that supports your business.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Plasma Pen Insurance Highlights and Coverage
Plasma pen liability claims cost thousands, and the average incident often exceeds $5,000 in medical or legal expenses. Without the right liability insurance in place, a single accident leaves you held liable for costs that threaten your finances and your future in the beauty industry.
That’s why our plasma pen liability insurance policy safeguards the essential areas of your work. Insurance coverage includes both general and professional liability insurance, giving you protection from medical expenses, defense costs, and other fees that arise from claims tied to providing services. This level of comprehensive coverage gives beauty professionals confidence while offering plasma pen treatments and other beauty and wellness services.
Whether you’re searching for plasma pen liability insurance, clear guidance on the general liability coverage you need, or a beauty insurance plan designed to support multiple disciplines across the industry, we make it simple and affordable to protect your work at every step.
Plasma Pen Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to your work as a plasma pen professional. Plasma pen liability insurance protects you if something you do while providing beauty and wellness services causes harm to a client. With a treatment as precise and non-invasive as plasma pen, even small variables create big outcomes. If a client experiences unusual pinpoint scabbing that becomes irritated, lingering redness beyond the expected healing window, or believes your aftercare guidance contributed to delayed recovery, professional liability coverage steps in. This support helps cover medical expenses, legal defense fees, and other costs, so you don’t have to pay out of your own pocket if a claim is filed.
On the other hand, general liability insurance covers risks that occur in any beauty or wellness environment. Think of it as protection for the accidents that happen outside the plasma pen treatment itself. A client might bump into your stool while moving toward the chair, slip near your sanitizing station, or trip over a bag they placed beside your setup. A general liability insurance policy helps provide coverage against bodily injury claims and helps with medical expenses and legal defense if a client is hurt in your space. It keeps you protected from the unexpected moments that have nothing to do with your technique, yet still land on your shoulders.
Both professional liability insurance and general liability coverage are essential parts of a plasma pen liability insurance policy. Together, they provide comprehensive protection that safeguards your finances and reputation, keeping plasma pen practitioners protected from unexpected bills, claim events, and the day-to-day risks that come with offering non-invasive beauty and wellness services.
In today’s digital world, having an online presence is essential for beauty professionals. Booking platforms, digital payments, before-and-after galleries, and social media all help grow your business, yet each one creates openings for identity theft. Online criminals target beauty industry professionals of every kind, and plasma pen artists are no exception. Your personal information, finances, and business accounts can be at risk in seconds.
That’s why Elite Beauty Society includes Identity Theft Protection with every plasma pen liability insurance policy. Unlike many other beauty insurance providers, we make this safeguard a priority, offering up to $25,000 in assistance. With this protection in place, your insurance policy supports your career at every level, helping you stay secure both in your treatment space and online.
What Kind of Insurance Does a Plasma Pen Professional Need?
As an independent plasma pen professional, your clients rely on your precision and expertise, but even the most skilled beauty professionals face unexpected risks. A slip in your treatment space, a client’s heightened sensitivity after a plasma pen session, or an accident involving equipment in your workspace could potentially lead to costly medical expenses or legal claims. That’s why plasma pen liability insurance isn’t just smart, it’s essential.
Liability coverage provides a financial safety net, protecting you from out-of-pocket expenses tied to accidents, bodily injury, or lawsuits. With the right insurance policy, you stay focused on delivering safe and effective plasma pen treatments without the stress of “what if” lingering in the back of your mind.
At Elite Beauty Society, we offer plasma pen liability insurance specifically designed for beauty and wellness professionals. Our insurance plan combines affordability with comprehensive protection, including both professional liability and general liability coverage, so you’re supported every step of the way. Whether you’re just beginning your plasma pen practice or expanding your client base in the beauty industry, we help you protect your career with confidence.
Examples of How Plasma Pen Liability Insurance Can Protect You
Let’s look at some examples of how plasma pen liability insurance could help protect you in the future:
- Example one: A client schedules a plasma pen session to tighten the skin around their lower eyelids. During the appointment, a cluster of dots heals more slowly than expected, and the area becomes inflamed. The client later sees a dermatologist, decides the service caused avoidable irritation, and hires an attorney to recover medical expenses. With plasma pen liability insurance through Elite Beauty Society, your professional liability insurance steps in to help cover legal defense fees, medical reimbursements, and potential settlement costs, supporting you through a claim that would otherwise land directly on your finances.
- Example two: While preparing your plasma pen workstation, a client approaches the treatment chair and accidentally bumps into your tray stand, knocking it over and slipping on spilled disinfectant. They fall hard and sustain a wrist injury, later filing a bodily injury claim. With general liability coverage included in your policy, you’re protected. Elite Beauty Society provides the financial assistance and liability protection you need, keeping your business steady even when an unexpected accident interrupts your day.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated reviews. We are dedicated to bettering our insurance and policy to meet the needs of all plasma pen experts.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Plasma Pen Insurance to Protect Your Career
Whether you are renting a treatment room, operating within a wellness spa, running your own plasma pen practice, or working as a mobile beauty professional, purchasing a plasma pen liability insurance policy supports and protects your career wherever you go.
Liability insurance provides peace of mind and assurance, no matter where your beauty and wellness services take you. For a procedure as precise and technique-driven as plasma pen, securing the right insurance is highly recommended, giving you the confidence to work safely while maintaining the professional standards your clients expect. A little insurance knowledge empowers you to make the right decision when researching and purchasing professional liability insurance and general liability coverage. Below is a complete breakdown of everything you need to know about a plasma pen liability insurance policy.
Plasma Pen Insurance FAQs
Your policy includes both professional liability insurance and general liability insurance, giving you protection if something goes wrong during a plasma pen service or in your workspace. That means you're covered if a client has an unexpected healing response, if they feel they were injured during the process, or if an everyday accident, like a slip or fall, happens in your treatment area. You’ll also receive advertising and personal liability protections, so your career is safeguarded from multiple angles.
Absolutely. Your plasma pen liability insurance policy follows you anywhere you work. Whether you're stationed in a spa, renting a private room, or offering services in multiple beauty or wellness environments, your coverage stays active. No matter where you set up your plasma pen, you're protected in all 50 states!
Yes. We know plasma pen healing varies from client to client, and sometimes expectations don’t match outcomes. If a client believes something about your treatment, aftercare guidance, or technique caused an undesirable result and decides to file a claim, your professional liability insurance is in place to support you. This protection helps you cover legal expenses, defense costs, and other claim-related fees so you’re not facing that situation alone.
Right away. Once your application and payment are complete, we provide coverage instantly. You don’t wait for approval, paperwork, or processing delays. You are able to start providing plasma pen services with confidence the moment you check out.
Yes. Every policy includes up to $25,000 in identity theft protection at no additional insurance cost. If your personal information is compromised through online booking platforms, payment systems, or digital communication, this benefit helps defend your finances and restore your information.
Plasma pen providers work within a highly precise, non-invasive part of the beauty industry, and your coverage needs reflect that. Our policy combines professional and general liability, identity theft protection, advertising coverage, and high-limit protection, all in one affordable plan. Thousands of beauty professionals trust us because our policies are built to support real-world risks, not generic ones.
The cost is $179 per year for licensed professionals and $49 per year for students. You also have the option to lock in a two-year plan at $149 per year. Your total insurance cost may vary depending on the policy length you choose, yet every option includes the same high-level protections designed to support both new and experienced plasma pen providers.
The cost is $179 per year for licensed professionals and $49 per year for students. You also have the option to lock in a two-year plan at $149 per year. Your total insurance cost may vary depending on the policy type, yet every option includes the same high-level protections designed to support both new and experienced plasma pen providers.
Occurrence form coverage protects you from any claim related to a service performed while your policy was active, even if the claim is filed after your policy expires. That means if a client returns months later claiming delayed healing or dissatisfaction with their results, you're still protected. This structure offers long-lasting peace of mind.
Yes. Your policy includes advertising injury coverage, which steps in if a claim arises from your marketing materials, social posts, or promotional content. Whether you’re sharing before-and-after photos or offering special promotions, you’re covered.
We’re A-rated, backed by top national carriers, and trusted by thousands of beauty professionals. Along with immediate coverage, you’ll receive identity theft protection, occurrence form coverage, general and professional liability, and more than $1,000 in exclusive policyholder benefits, all at one affordable rate.
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Compare Plasma Pen Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |