NEXT Insurance V.S. Elite Beauty Society

When purchasing a professional cosmetologist liability insurance policy, it's vital to have all the facts and know all of your options.

Cosmetology liability insurance protects you and your career. Cosmetology insurance is a relatively low cost business protection, that far outweighs the price tag of the average lawsuit and having coverage protects you from claims regarding accidents that can happen in your spa or client sessions.

Get Coverage Now!

What's the Difference?

NEXT Insurance

Rate: Quote Process, can cost over $500/YR
Professional & General Liability Coverage: $1 million per occurrence, $2 million aggregate.
Immediate Coverage
Student Rate: Not Offered.
Occurrence Form Coverage
Identity Protection Plan: Not Offered.

Elite Beauty Society

Rate: $179/YR
Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate.
Personal Injury and Advertising Injury: $2 million
Immediate Coverage: As soon as you apply, you're covered!
Student Rate: Only $49 per year, no matter where you practice!
Occurrence Form Coverage
Identity Theft Protection: $25,000

Get Coverage Now!

The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by Elite Beauty Society as to the accuracy or completeness of this information. This information was confirmed in February 2026.

Elite Beauty Society Insurance Pricing Details

Two Year

Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.

299

/year

Buy Policy

One Year

Protect your career for a single year. Get comprehensive coverage at the most affordable rate.

179

/year

Buy Policy

Student

Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.

/year

Buy Policy

Instance 1

The Right Plan for Your Business

You focus on making your clients look and feel their best; we'll handle the rest. As an Elite Beauty Society member, you'll receive comprehensive, 'A' rated liability insurance for just $179/year.

Whether you're a hair stylist, esthetician, or nail tech, our coverage spans over 500+ services to ensure your business is shielded from every angle.

Buy Policy

Policy Highlights

Professional & General Liability: $2M per occurrence, $3M per year
Personal Injury & Advertising Injury: $2M per year
Identity Theft Protection: $25,000
Instant Coverage & Immediate Certificate
Occurrence Form Coverage

Member Perks

10% off BTCUniversity, 150+ hours of education
Lifestyle and Travel Discounts
Benefits to Health, Dental and Vision Insurance
One month free of BetterHelp Therapy
Over $1,000 in Industry Specific Tools and Discounts

Customer Testimonials

I was hunting for a good insurance policy that covered all the services I offer, and stumbled across EBS. What a wonderful experience, and great customer service. And EBS is affordable plus the benefits to be with them are great. Thanks EBS!!

Sarah, B.

All representatives are extremely polite and willing to help out in any way possible….I have been a member for quite some time and would recommend them to everyone…Thank you for all your help when needed.

Tammy, B.

Absolutely love the experience. I've had EBS for 2 years now. First year just myself as a student and second year I upgraded to a professional policy . Enjoy the service and refer everyone who doesn't have insurance..

Stephanie, E.

Get Coverage Now!