Microdermabrasion Insurance
Immediate Coverage
You can receive instant microdermabrasion liability insurance with an insurance certificate after purchase.
#1 Trusted Insurance
We provide A rated coverage for thousands of beauty pros that is backed by 5-star customer reviews.
Mobile Coverage
Be confident knowing you are protected wherever you practice in the United States.
Member Benefits
With your insurance, you will have access to over $1,000+ of member benefits and discounts.
What Is the Cost of Microdermabrasion Liability Insurance?
When it comes to microdermabrasion services, we've got both you and your career covered. Elite Beauty Society has gone to extra lengths to create the most inclusive and protective insurance membership program out there. Between our comprehensive coverage of modalities, exclusive perks, and plethora of member benefits, we provide everything you need and more to help your career and beauty business thrive.
Plus, EBS is very proud to say that we have the most competitive rates for all-inclusive professional microdermabrasion liability insurance membership programs in the industry.
Two Year
Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.
$
299
/year
One Year
Protect your career for a single year. Get comprehensive coverage at the most affordable rate.
$
179
/year
Student
Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.
$
49
/year
Get coverage crafted just for you that keeps you protected no matter where your career guides you from going mobile to adding new skills to your repertoire. Lock in top-rated protection for your microdermabrasion specialist career today!
Microdermabrasion Insurance Coverage and Highlights
Once you've completed your education/training and licensing, we know that you are fully committed to helping your clients look and feel at the top of their game. Despite being at the top of your own game though, you can still face unanticipated mishaps and costly claims. Those moments are exactly when having a strong liability insurance company behind you matter the most.
We will take you step-by-step through all your coverage and membership details, different cost options to best fit your needs, and some of our most frequently asked questions from those who have joined the EBS family.
Microdermabrasion Insurance Coverage Details
Professional & General Liability:
$2 Million per occurrence |
$3 Million per year
Personal Injury & Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Occurrence Form Coverage:
Included in Policy
Mobile Coverage:
Included in Policy
500+ Modalities Covered:
Move into any area of the beauty industry knowing you're still covered at no additional cost to you!
Elite Beauty Society Member Perks
50% off your first two-months of subscription to GlossGenius' Gold Plan:
#1 Scheduling and Booking Software for beauty pros
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
One FREE month of betterhelp:
The top-rated online therapy platform
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
FREE Professional Website:
Completely customizable to your beauty business
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services.
What Customers Are Saying
Elite Beauty Society is proud to have 5- star, excellent-rated customer reviews. We are dedicated to bettering our insurance and membership to meet the needs of all microdermabrasion specialists.
Check out what some of our customers are saying below:
Thankfully never had to use it, but Elite Beauty is quick, easy, and affordable. I would recommend it to other beauty professionals.
Amy
EBS Customer
Definitely has made the process of getting insured easy to do. And I’m very impressed with how clearly they explain coverage so I understand what I’m getting, Highly recommend.
michelle
EBS Customer
Why You Need To Protect Your Microdermabrasion Career
Regardless of what level you've reached in your career, being sheltered by the protection of the right insurance company is always a necessity. When you are backed by liability insurance, you can have peace of mind and stay focused on doing what you do best without worrying about the "What ifs" of your day-to-day beauty bossing. To help you make the best decision for your career, below we've broken down the ins and outs of our microdermabrasion specialist insurance program so you can feel secure and purchase your pro protection in peace.
Microdermabrasion Insurance FAQs
The best microdermabrasion insurance policies will provide essential coverage for the liabilities that can present themselves in the normal course of business to beauty professionals. General liability, also referred to as slip and fall insurance, covers members from a loss event occurring simply from having a customer enter your premises. As the moniker implies, a simple puddle of water on the floor which causes a client to slip and fall can give rise to a claim. In this case, the member would be covered up to $2 Million per occurrence and $3 Million aggregately per year.
Professional Liability claims are also called malpractice claims because they occur while you’re performing your discipline’s service. An example would be if your client flinched whilst receiving treatment and you accidentally scraped their skin in the process. In this case, your professional liability limits would cover the claim up to the same limits as your general liability coverage. EBS also has you covered in the instance that an equipment malfunction were to cause an injury or a client had allergic reaction to a product used.
But we don’t stop there, in addition to the comprehensive coverages listed, members also receive identity theft protection, a free professional website, and access to members-only discounts. It’s always good to be informed and we invite you to
compare us to the competition. Once you discover how EBS compares. you’ll know why we are ranked at the top for microdermabrasion specialist insurance.
Yes, even for a part-time microdermabrasion specialist, you will still be performing the same hands-on treatments with a variety of tools and apparatuses that can, unfortunately, give rise to a claim being filed against you. A client’s adverse reaction to a cooling gel post-treatment or from a tool that malfunctioned during the process are both real-life scenarios that have led to actual claims being filed against microdermabrasion specialists. Most states even require microdermabrasion specialists to carry professional liability insurance in order to obtain and/or renew their licenses. Be sure to check the State Board for your discipline in the state in which you desire to practice before setting up shop.
One of the most convenient aspects to Elite Beauty Society’s policies lies in the ability to obtain instant proof of coverage. As soon as you purchase a professional microdermabrasion specialist liability insurance policy and the system processes the order, you’ll receive an email with proof of coverage, as well as, access to a host of additional member benefits.
Microdermabrasion specialists generally focus their practice on the application of natural or artificial lashes, and a variety of treatments and regimens associated therein. Comparatively, beauticians, or cosmetologists, can tend to focus on multiple elements of beauty and wellness but, most popularly, hair, nails, and potentially various areas of esthetics. However, there are many examples of microdermabrasion specialists that perform certain cosmetology treatments within their practice and vice versa. In fact, some states will allow one license to cover several disciplines, but be sure to check with your State Board for details. Elite Beauty Society’s liability insurance policy covers microdermabrasion specialists, as well as, more than 500+ additional beauty and wellness services, including cosmetology, nail technicians, and even salon business owners insurance.
Unless you like gambling with your future, definitely. Even while in training, you’ll have client-facing situations and other circumstances where a claim event could occur. Without insurance, you’ll face having to pay for these claims out of your own pocket. For students who are enrolled in microdermabrasion courses and are not licensed yet, you may still purchase a comprehensive microdermabrasion professional liability insurance policy at an incredible rate of just $49 for a full year of coverage. When you sign up prior to graduating your courses, you receive the full limits of coverage and all of our members-only benefits of the professional program for a full 12 months.
We have several options for microdermabrasion specialists to choose from so they can find what works best for them and their business. For a one-year policy, the current rate for full-time and part-time skin care professionals is $179, which is good no matter where you practice in the U.S. For a two-year microdermabrasion specialist insurance policy, the rate is $299, a $59 savings over buying two, one-year policies. We also offer incredibly affordable microdermabrasion specialist student rates—just $49 for a full year of coverage.
In addition to all-inclusive coverage, we also offer a tremendous array of exclusive, members-only benefits. Recently, we’ve also been able to add micro-blading coverage to our insurance plans. This addition is only $499 per year. Read more about how much microdermabrasion specialist costs as well as the costs of not having insurance.
To be worth the investment, microdermabrasion specialist insurance should be both affordable while also being reliable. Our microdermabrasion specialist insurance program provides smart, real-world coverage at rates that run around $14 a month. With this program, you get all the way up to $2 million for each occurrence of general or professional liability. Members get additional peace of mind for things like claims being filed against them from years prior with our included occurrence form coverage , or even stolen identity. Not stopping there, when you sign up, you get instant access to a free professional website and access to over $1,000+ in member benefits. Our program really stands out when we throw in hundreds of dollars worth of discounts and early access deals on products and services from some of the best names in the beauty industry like Paul Mitchell and Redken.
At a minimum, a microdermabrasion insurance policy should provide comprehensive coverage for each discipline that you choose to offer to clients. The policy should include provisions for general liability, as well as, professional liability claims. Elite Beauty Society liability insurance coverage provides generous provisions for each of these, all the way up to $2 million per claim and a $3 million annual aggregate. But unlike other skin care insurance providers, we don’t stop with the bare minimum. Elite Beauty Society plans also come with the added protections we’ve learned are vital to a microdermabrasion specialist business such as coverage for identity theft protection and occurrence form coverage.
In any industry, accidents are inevitable and unpredictable. The average claim in the spa industry is $5,500! Without insurance, this cost would come 100% out of your own pocket.
By carrying microdermabrasion liability insurance, you can transfer the risk of monetary loss to your insurance provider. You no longer have to carry the emotional stress of figuring out how you’re going to pay a claim or defend yourself during the investigation period.
It only takes a single lawsuit or claim to bankrupt you.
You are a skin care professional with specialized training and certification. Though you may not be ultimately responsible for an injury or damages, your role makes you a target. Even baseless claims require you to defend yourself. Legal defense can be costly.
Yes, professional microdermabrasion liability insurance from Elite Beauty Society requires individuals to be licensed or certified in accordance with any regulations regarding their profession in the states in which they practice.
Elite Beauty Society offers many additional member benefits designed to help you and your business thrive. In addition to a comprehensive professional liability insurance policy, you’ll receive award winning service from our insurance specialists that can help you anytime you need to contact us. You’ll also receive instant coverage the moment you sign up for a policy. Finally, you’ll have access to exclusive, members-only benefits like an identity theft protection plan, a free professional website, and discounts from some of the top names in makeup products and accessories.
We want you to have absolute peace of mind and the assurance you’ll be covered no matter what. So unlike other insurance carriers out there, Elite Beauty Society uses occurrence form coverage in our professional liability insurance policies. This means that even if your policy is expired and someone files a claim against you, you’re still covered as long as the claim event occurred during the period when your policy was still in effect.
Most definitely! Our microdermabrasion insurance coverage has built-in portability. This means if you change jobs, move states, or change from using a mobile salon to a stationary setting, you don’t have to do anything with us beyond making sure you update your contact information. Have peace of mind and the freedom to provide services wherever it’s advantageous because your microdermabrasion insurance is still 100% effective in all 50 states throughout your policy’s term.
Decisions you make early in your career can have lasting effects so doing a comparison is a great idea. When comparing your options for the best microdermabrasion insurance, you should compare the coverage breadth and depth.
Breadth in microdermabrasion specialist insurance means how widespread the coverage applies to events applicable to the industry. Look at the different coverage options included with the policy to determine which applies best to your unique situation.
Depth of the coverage means how much coverage of each option is provided. Solid microdermabrasion insurance plans will provide at least $2 million per occurrence for general and professional liability claims, as these are the most common types of events for your profession.
See why hundreds of your fellow beauty pros rated our program as ‘Excellent’.
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Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!
Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
---|---|---|---|---|---|
Professional & General Liability Included? | |||||
Personal and Advertising Injury Included? | |||||
Identity Protection Coverage Included? | $$$Add'tl Cost | ||||
Health, Dental & Vision Coverage Access Included? | |||||
Includes Member Benefits? | |||||
Coverage in 50 States? | |||||
Monthly Payment Options? | |||||
Price | $199 | At a Quote | $179 | $175 | $96 |
Grow Your Microdermabrasion Career With Us
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