Micro-current Toning Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policy that covers beauty professionals for more than 500 beauty and wellness services. Get comprehensive insurance for just $179 per year in as little as five minutes.
Immediate Micro-current Toning Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of micro-current toning liability insurance upon checkout.
#1 Trusted Micro-current Toning Liability Insurance
We have insured thousands of beauty professionals across more than 500 beauty and wellness services, and our liability insurance is backed by 5-star independent customer reviews.
Mobile Micro-current Toning Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We offer more than just micro-current toning insurance; Elite Beauty Society has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Micro-current Toning Professionals
Micro-current toning liability insurance starts at $49 per year for students and $179 per year for full-time beauty professionals. This policy is part of our broader professional insurance offerings for hands-on cosmetic services. You focus on delivering precise, results-driven micro-current toning treatments. We provide a reliable safety net that fits your budget.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Micro-current Toning Insurance Highlights and Coverage
Micro-current toning liability claims may involve medical costs, legal fees, or defense expenses that exceed $5,000 per incident. Without proper liability insurance coverage, a single client concern related to a micro-current facial treatment puts your income and professional reputation at risk.
That is why having the right liability coverage in place matters. Even when services are performed within scope, client complaints, misunderstandings, or unexpected outcomes have the potential to escalate into formal claims. Esthetician liability insurance, including micro-current toning liability insurance, helps absorb the financial impact of these situations, reducing out-of-pocket exposure and protecting your ability to continue working.
Our micro-current toning liability insurance policy includes general and professional liability coverage with clearly defined coverage limits. This protection helps address legal costs and related claim expenses tied to covered incidents, allowing beauty professionals to stay focused on providing consistent, high-quality services rather than managing unexpected financial strain.
Micro-current Toning Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the risks tied directly to your work as a micro-current toning professional. This coverage applies when a client claims harm related to how a service was performed. For example, a client may experience facial discomfort, muscle sensitivity, or skin irritation during a micro-current toning session and allege improper use of electrical facial equipment. Professional liability coverage helps cover medical costs, legal defense fees, and related claim costs if a claim is filed.
General liability insurance applies to everyday risks that exist in any beauty or wellness setting. This includes situations unrelated to the treatment itself. A common example is a client tripping over a power cord connected to a micro-current device or slipping while moving to or from the treatment chair. General liability coverage helps with medical payments and legal defense tied to bodily injury claims that occur in your workspace.
Together, professional liability insurance and general liability coverage form the foundation of a micro-current toning liability insurance policy. This combined liability insurance coverage helps protect your finances and professional reputation while you provide cosmetic electrical facial services within your scope of practice.
In today’s digital world, an online presence plays a central role in running a beauty business. Client scheduling, payments, and professional communication often happen online. That visibility also creates risk. Identity theft and online fraud impacts beauty professionals by exposing personal information or disrupting business finances.
That is why Elite Beauty Society includes Identity Theft Protection with our micro-current toning liability insurance policy. This coverage provides up to $25,000 in identity theft assistance, helping address recovery costs tied to eligible incidents. With this added protection, your policy supports your career beyond treatment services, offering safeguards for both your professional practice and your digital presence.
What Kind of Insurance Does a Micro-current Toning Professional Need?
As an independent micro-current toning professional, your clients rely on your training and technique. Even experienced beauty professionals face exposure to unexpected risks. A client may experience discomfort during a micro-current toning session, trip in your treatment space, or raise concerns about how an electrical facial service was performed. Any of these situations have the potential to lead to medical expenses or legal claims. That is why micro-current toning liability insurance is a practical requirement for your work.
Liability insurance provides financial protection against covered claims tied to bodily injury, treatment-related allegations, or accidents in your workspace. With the right professional insurance policy in place, you are able to focus on delivering consistent, professional micro-current toning services without taking on unnecessary financial risk.
Elite Beauty Society offers micro-current toning liability insurance specifically for beauty professionals. Our insurance policy combines affordability with essential protection, including professional liability and general liability coverage. Whether you are building your practice or maintaining an established client base, we help protect your career with reliable coverage built for the beauty and wellness industry.
Examples of How Micro-current Toning Liability Insurance Protects You
Below are examples of how micro-current toning liability insurance supports your practice in realistic situations:
- Example one: A client receives a micro-current toning treatment targeting facial muscles around the jawline and cheeks. After the session, the client reports lingering muscle tightness and discomfort and believes the service was performed incorrectly. They request reimbursement for follow-up care and escalate the issue into a formal complaint. Professional liability coverage included in your micro-current toning insurance policy helps cover legal defense costs and other eligible claim-related expenses.
- Example two: During a micro-current toning appointment, a client stands up from the treatment chair and loses their balance. The client later reports an injury and seeks compensation. General liability coverage included in your insurance policy helps cover medical expenses and legal defense costs related to the claim.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated reviews. We are dedicated to continually improving our insurance policies to meet the needs of micro-current toning professionals and the licensed professional esthetician community.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Micro-current Toning Insurance to Protect Your Career
Whether you rent a treatment room, work within a wellness spa, operate your own micro-current toning practice, or provide mobile beauty services, carrying micro-current toning liability insurance helps protect your career wherever you work.
Liability insurance provides reassurance across different work environments and service settings. Understanding how professional liability insurance and general liability coverage apply to micro-current toning services helps you make informed decisions when selecting a policy. Below is a complete breakdown of what a micro-current toning liability insurance policy includes and how it supports beauty professionals in their day-to-day work.
Micro-current Toning Insurance FAQs
Your policy includes professional liability and general liability coverage. Professional liability helps if a client raises concerns about a micro-current toning service, while general liability covers common accidents in your treatment space. Advertising and personal liability coverage are also included.
Yes. Your micro-current toning insurance travels with you. Whether you work in a spa, rent a room, or offer mobile services, your coverage stays the same.
Coverage starts right after you finish your application and payment. You will receive instant proof of insurance, so you are able to get back to work without delay.
Yes. The policy covers non-invasive, micro-current toning services performed within your scope of practice. Professional liability coverage applies to claims related to how the service is delivered during a session.
Yes. Every policy includes identity theft protection with up to $25,000 in assistance. This coverage is included at no additional cost and helps support you if your personal information is compromised.
Beauty professionals choose Elite Beauty Society for affordable coverage built specifically for the beauty industry. The policy combines professional liability, general liability, identity theft protection, and advertising coverage into one plan which supports your work and your business.
Micro-current toning liability insurance costs $179 per year for professionals and $49 per year for students. You also have the option to secure a two-year policy at a lower annual rate. Every policy includes professional liability, general liability, identity theft protection, and advertising coverage.
Occurrence form coverage means you are covered for eligible claims tied to services performed while your policy was active, even if the claim is filed later. This provides long-term protection for your work and added peace of mind.
Yes. Advertising coverage is included with your policy. This helps protect you if a claim is related to your website, promotional materials, or social media content used to market your micro-current toning services.
Yes. Your micro-current toning insurance policy includes portable coverage across all 50 states. Whether you work in different cities or provide mobile services, your coverage stays with you.
Elite Beauty Society is trusted by thousands of beauty professionals nationwide. Our policies offer immediate coverage, occurrence form protection, identity theft assistance, and valuable policyholder benefits, all at an affordable annual rate.
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Compare Micro-current Toning Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |