Gel Nail Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policies that cover beauty professionals for more than 500+ beauty and wellness services. Get A-rated coverage for just $179/year, in just five minutes.
Immediate Gel Nail Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of Gel Nail liability insurance upon checkout.
#1 Trusted Gel Nail Liability Insurance
We have insured thousands of gel nail technicians and are backed by 5-star independent customer reviews.
Mobile Gel Nail Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We are more than just gel nail insurance; Elite Beauty Society has over $1,000 of customer perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policies for Gel Nail Technicians
Gel nail liability insurance with Elite Beauty Society starts at just $49/year for students and $179/year for full-time nail technicians. At Elite Beauty Society, we understand that your nail services come first, and you work tirelessly to make your nail salon or mobile salon thrive. That’s why we created gel nail technician insurance policy options that provide the comprehensive coverage and fixed rates your budget needs.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Gel Nail Liability Insurance Highlights and Coverage
Nail tech liability claims cost thousands, averaging over $5,000 per incident. Without the right liability insurance policy, a single accident, such as a slip, allergic reaction, or cut from sharp tools, could put your finances and career at risk.
That’s why our gel nail liability insurance policies safeguard every aspect of your nail services. Coverage includes general liability insurance and professional liability insurance, providing absolute peace of mind while you provide professional services in the salon or through a mobile salon.
Whether you’re searching for nail salon insurance, clear answers about a nail technician insurance policy, or fixed insurance coverage tailored to your career stage, we make it simple and affordable to protect your future.
Gel Nail Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to your work as a gel nail technician. Sometimes referred to as professional liability coverage, it protects you if something you do while providing nail services harms a client. For example, if a client experiences an allergic reaction to nail polish or you accidentally cut their skin while performing nail care, gel nail liability insurance steps in. This helps cover legal and financial costs, so you don’t have to worry about paying out of pocket if a claim is filed.
On the other hand, general liability insurance covers risks that can occur in any salon environment. Think of it as slip-and-fall coverage, ideal for accidents like a customer tripping in your nail salon or getting injured on the premises. A general liability insurance policy also provides insurance protection against lawsuits for bodily injury, helping with medical expenses and legal defense costs.
Both professional liability insurance and general liability insurance are essential parts of a gel nail technician insurance policy. Together, they provide comprehensive coverage to safeguard your finances and reputation, keeping you protected from unexpected bills and professional liability claims.
In today’s digital world, having an online presence is necessary for gel nail technicians. From showcasing nail art on social media to managing client bookings and handling finances online, the internet creates incredible opportunities, but it also brings risks like identity theft. Online predators and hackers target anyone, putting your personal information and finances at risk.
That’s why Elite Beauty Society includes Identity Theft Protection with every gel nail technician insurance policy. Unlike many other insurance companies, we make this protection a priority, helping you recover lost money and providing defense against online threats. With this safeguard, your nail tech liability insurance ensures your career is protected at every level, both in the salon and online.
What Kind of Insurance Does a Gel Nail Technician Need?
As an independent nail tech, your clients depend on your skill and professionalism, but even the most experienced gel nail technicians face unexpected risks. A slip in your salon, a cut from sharp tools, or a client’s allergic reaction to nail polish can quickly turn into costly legal or medical claims. That’s why gel nail liability insurance isn’t just smart, it’s essential.
Liability coverage acts as a financial safety net, protecting you from out-of-pocket expenses tied to accidents, bodily injury, or lawsuits. With the right nail tech insurance policy, you can focus on your craft without the stress of “what if” hanging over your head.
At Elite Beauty Society, we offer gel nail liability insurance designed specifically for beauty professionals. Our plans combine affordability with comprehensive coverage, including both professional liability insurance and general liability insurance, so you’re supported every step of the way. Whether you’re just starting out or expanding your client base, our insurance protection has you covered.
Examples of How Gel Nail Technician Liability Insurance Can Protect You
Let’s look at some examples of how gel nail tech liability insurance could help protect you in the future:
- Example one: A client books an appointment for a gel manicure. During the service, you apply a new nail polish product, but unfortunately, the client experiences an allergic reaction that requires medical treatment. After seeking care, the client files a legal claim holding you responsible for their medical expenses. Gel nail insurance from EBS will help cover the cost of that lawsuit and provide legal defense, so you don’t have to pay out of your own pocket.
- Example two: A client is walking through your nail salon when they slip on spilled water near a pedicure station and injure themselves. This client can sue, but with nail salon insurance in place, you’re protected. Our general liability insurance policy covers accidents like this, providing financial protection and peace of mind.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5- star, excellent-rated customer reviews. We are dedicated to bettering our insurance and membership to meet the needs of all gel nail techs.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Gel Nail Technician Insurance to Protect Your Career
Whether you are renting a salon suite, working in a nail salon, providing services in a mobile salon, or freelancing as a nail tech, purchasing a gel nail insurance policy supports and protects your career wherever you go.
Liability insurance provides peace of mind and assurance, no matter where your career stage takes you. A little knowledge about professional liability insurance and a general liability insurance policy will empower you to make the right decision when researching and purchasing the best nail tech liability insurance for your needs.
Below is a complete breakdown of everything you need to know about a gel nail liability insurance policy.
Gel Nail Insurance FAQs
Even the most skilled nail professionals face risks. A client could have an allergic reaction during nail care, slip in your salon, or file a legal claim for injuries. Liability insurance for nail services makes sure you’re protected from claims arising out of accidents, so you don’t have to cover unexpected bills out of your own pocket.
Unlike other providers, Elite Beauty Society tailors insurance to the unique needs of beauty professionals. You’ll get occurrence form coverage, which means if a claim is filed after your policy expires but the incident happened while it was active, you’re still protected. Plus, EBS includes up to $25,000 Identity Theft Protection, something you won’t find with most nail tech insurance options.
With Elite Beauty Society, you get instant coverage and instant access to your gel nail insurance policy once you complete the easy quote process. No waiting period means you can start providing beauty work with confidence right away.
Coverage limits are the maximum amounts your policy will pay for different types of claims. Elite Beauty Society policies are written with clear policy language so you know exactly what’s covered.
- Professional & General Liability: $2 Million per occurrence/$3 Million per year
- Personal Injury and Advertising Injury: $2 Million
Identity Theft Protection: $25,000
This protects your finances and gives you absolute peace of mind while you work.
Yes! If you rent a salon booth, work in a mobile salon, or provide services in another location, you may need an additional insured listed on your nail tech insurance policy. EBS makes it simple to add this option so your career stays protected no matter where you work.
Cost per additional insured:
- $10.00 for a 1-year policy or the end of the policy term
- $15.95 for a 2-year policy or the end of the policy term
No, our policies extend to a wide range of wellness professionals and beauty professionals, including those offering nail care as part of their services. With multiple options available, EBS assures your policy fits your specific needs and career stage.
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Compare Gel Nail Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |