Freelance Makeup Artist Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policy that covers beauty professionals for more than 500+ beauty and wellness services. Get A-rated coverage for just $179/year, in just five minutes.
Immediate Freelance Makeup Artist Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of freelance makeup artist liability insurance upon checkout.
#1 Trusted Freelance Makeup Artist Liability Insurance
We have insured thousands of beauty professionals across more than 500 beauty and wellness services, and our freelance makeup artist liability insurance is backed by 5-star independent customer reviews.
Mobile Freelance Makeup Artist Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We are more than just freelance makeup artist insurance; Elite Beauty Society has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Freelance Makeup Artists
Freelance makeup artist liability insurance starts at just $49 per year for students and $179 per year for full-time beauty professionals. At Elite Beauty Society, we understand that your artistry comes first, and you put in the effort every day to help your clients look and feel their best through expert makeup application. That is why we offer an insurance policy that provides the liability coverage you need while fitting the budget that works for you.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Freelance Makeup Artist Insurance Highlights and Coverage
Freelance makeup artist liability claims can cost thousands, with the average incident often exceeding $5,000 in medical expenses or legal defense fees. Without the right liability insurance in place, a single accident could put your finances and your career in the beauty business at risk.
That’s why our freelance makeup artist liability insurance policy safeguards the essential areas of your work. Insurance coverage includes general and professional liability, which provide protection from medical expenses, defense costs, and legal fees, giving makeup professionals peace of mind while providing makeup artistry in salon or mobile and other beauty and wellness services.
Whether you’re searching for freelance makeup artist liability insurance, clear answers about how much general liability coverage you need, or an insurance policy for beauty professionals, we make it simple and affordable to protect your career in the growing world of personal care services.
Freelance Makeup Artist Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to your work as a freelance makeup artist. Sometimes referred to as freelance makeup artist liability insurance, it protects you if something you do while providing makeup services causes harm to a client. For example, if a client experiences an allergic reaction to a product used during a clients makeup session, professional liability coverage steps in. This helps cover medical expenses, legal defense fees, and other costs, so you don’t have to pay out of pocket if a claim is filed.
On the other hand, general liability insurance covers risks that can occur in any beauty or wellness setting. Think of it as slip-and-fall protection, ideal for accidents like a client tripping over a makeup kit or slipping on a wet floor. A general liability insurance policy also provides protection against bodily injury claims, helping with medical expenses incurred, as well as legal defense.
Both professional liability insurance and general liability coverage are essential parts of a comprehensive makeup artist insurance policy. Together, they provide protection to safeguard your finances and reputation, keeping professional makeup artists protected from unexpected bills and claim events.
In today’s digital world, having an online presence is a must for beauty professionals. The beauty industry thrives online, but with that visibility comes the risk of identity theft. Hackers and online criminals target anyone, putting your personal information and finances at risk.
That’s why Elite Beauty Society includes Identity Theft Protection with our freelance makeup artist liability insurance policy. Unlike many other insurance providers, we make this safeguard a priority, helping you with up to $25,000 toward your situation. With this protection, your insurance policy benefits extend beyond beauty services, helping you protect your career both in person and online.
What Kind of Insurance Does a Freelance Makeup Artist Need?
As a freelance makeup artist, your clients rely on your professional services, skills, and expertise, but even the most experienced beauty professionals face unexpected risks. A client slipping in your workspace, an allergic reaction to a product, or an accident during a session can quickly lead to costly medical expenses or legal claims. That’s why freelance makeup artist liability insurance isn’t just smart, it’s essential for an independent makeup artist.
Liability coverage provides a financial safety net, protecting you from out-of-pocket expenses tied to accidents, bodily injury, or lawsuits. With the right insurance policy, you can focus on creating flawless looks for your clients without the stress of “what if” hanging over your head.
At Elite Beauty Society, we offer freelance makeup artist liability insurance specifically designed for beauty professionals. Our insurance policy combines affordability with comprehensive protection, including both professional liability and general liability coverage, so you’re supported every step of the way. Whether you’re just beginning your career or expanding your client base in the beauty industry, we help you protect your career with confidence.
Examples of How Freelance Makeup Artist Liability Insurance Can Protect You
Let’s look at some examples of how freelance makeup artist liability insurance could help protect you in the future:
- Example one: A client books a makeup session for a wedding. After the appointment, they claim to have developed an allergic reaction from the makeup brushes used during the service and require medical care. Later, they hire a lawyer and hold you responsible for their medical bills. With freelance makeup artist liability insurance coverage from Elite Beauty Society, your professional liability insurance will help cover the cost of that lawsuit, including legal defense fees and potential settlement costs.
- Example two: A client is walking toward your mobile makeup chair when they trip over a cord in your workspace and suffer a serious injury. This client can file a claim for bodily injury, but with general liability coverage from your insurance policy, you’re protected. Elite Beauty Society provides the financial assistance and liability coverage you need, so accidents don’t put your career in the beauty industry at risk.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated reviews. We are dedicated to bettering our insurance policy to meet the needs of all freelance makeup artists.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Freelance Makeup Artist Insurance to Protect Your Career
Whether you are renting a studio space, working at a salon, providing on-site makeup for events, or offering mobile beauty services, purchasing a freelance makeup artist liability insurance policy supports and protects your career wherever you go.
Liability insurance provides peace of mind and assurance, no matter where your beauty services take you. A little insurance knowledge empowers you to make the right decision when researching and purchasing professional liability and general liability coverage. Below is a complete breakdown of everything you need to know about a freelance makeup artist liability insurance policy.
Freelance Makeup Artist Insurance FAQs
Our insurance policy covers both professional liability and general liability, helping protect you from the costs of accidents, client injuries, or legal defense fees tied to your beauty services. This policy also includes advertising coverage and personal liability protections, ensuring your career is safeguarded at every level.
Yes! With our portable coverage, your freelance makeup artist insurance policy travels with you whether you’re working in a salon, renting a studio, or providing makeup services at different venues. You’ll always have immediate coverage in all 50 states no matter where your work takes you.
You can receive instant coverage as soon as you complete your application and payment. This means you don’t have to wait days or weeks; you get immediate coverage so you can begin offering makeup services with confidence.
Yes, every insurance policy includes Identity Theft Protection with up to $25,000 in assistance. This safeguard is included at no extra cost, helping defend your finances and personal information against online risks.
We’re trusted by thousands of beauty professionals across more than 500 beauty and wellness services. Our fixed policy is affordable, comprehensive, and tailored specifically to protect your career. By combining general liability, professional liability, Identity Theft Protection, and advertising coverage into one freelance makeup artist insurance policy, we help you grow your business with confidence.
Our freelance makeup artist liability insurance costs just $179 per year for professionals and $49 per year for students. You can also lock in a two-year freelance makeup artist insurance policy at $149 per year. Every policy includes professional and general liability, Identity Theft Protection, personal and advertising coverage, and more at an affordable rate that makes it easy to protect your career.
All our policies are written on an occurrence form coverage basis, which means any claim event that happens while your policy is active will be covered even if it’s reported after your policy term ends. This lasting protection gives you peace of mind knowing your career is always safeguarded.
Yes, your insurance policy includes personal and advertising coverage. This protects you if a claim arises from your promotional materials, marketing, or social media advertising. With advertising coverage, you can promote your freelance makeup artist services with confidence, knowing your career is protected.
Get Your Insurance Guide eBook
Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!
Compare Freelance Makeup Artist Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |