Body Scrub Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance Policies that cover beauty professionals for more than 500+ beauty and wellness services. Get A-rated coverage for just $179/year, in just five minutes.
Immediate Body Scrub Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of body scrub liability insurance upon checkout.
#1 Trusted Body Scrub Liability Insurance
We have insured thousands of estheticians and are backed by 5-star independent customer reviews.
Mobile Body Scrub Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We are more than just body scrub insurance; EBS has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Body Scrub Professionals
Body scrub liability insurance coverage starts at just $49/year for students and $179/year for full-time estheticians. At EBS, we know that your wellness services and esthetician business come first, and you work tirelessly to help clients feel renewed. That’s why we have fixed insurance plans to provide the liability coverage you need at a price that fits your budget.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Body Scrub Insurance Highlights and Coverage
Body scrub liability claims cost thousands, averaging over $5,000 per incident. Without the right protection, a single accident could put your finances, wellness services, and esthetician career at risk.
That’s why our body scrub liability insurance policies safeguard every aspect of your work. Coverage includes general liability insurance, professional liability insurance, personal and advertising injury, and more, giving you peace of mind while performing body scrubs or running your esthetician business operations.
Whether you’re comparing esthetician liability insurance costs, looking for clear answers about liability coverage, or seeking a fixed esthetician insurance policy tailored to your needs, we make it simple and affordable to protect your future.
Body Scrub Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to performing a body scrub or other esthetician wellness services. Sometimes called errors and omissions insurance, this type of liability coverage protects you if something you do while working harms a client. For example, if a client experiences a skin reaction from essential oils used during a body scrub, professional liability coverage steps in. It helps cover legal fees and financial costs so you don’t have to pay out of pocket if a liability lawsuit or malpractice claim arises.
On the other hand, general liability insurance protects against risks that can happen in any industry. Think of it as slip-and-fall protection covering accidents like a client slipping near your treatment area or tripping over equipment while you’re providing mobile services. General liability coverage also includes personal and advertising injury, safeguarding you if a client files a claim tied to your esthetician business operations.
Both professional liability and general liability coverage are fundamental for esthetician professionals who offer body scrubs. Together, they safeguard your finances and reputation, keeping your esthetician business protected from unexpected claims and giving you peace of mind to focus on providing relaxing, rejuvenating bodywork.
In today’s world, having an online presence is necessary for estheticians and wellness professionals. From promoting your body scrub services on social media to managing client bookings or handling payments online, the internet creates countless opportunities, but it also comes with risks like identity theft. Hackers will target anyone with an online presence, putting your personal information and finances in jeopardy.
That’s why Elite Beauty Society includes Identity Theft Protection in every esthetician insurance policy. Unlike many other esthetician insurance companies, we make this identity protection coverage plan a priority, helping you recover lost money and shielding you from online threats. With EBS, your career is safeguarded on every level offline and online, so you can focus on delivering relaxing and rejuvenating body scrubs with peace of mind.
What Kind of Insurance Does a Body Scrub Professional Need?
As an independent esthetician providing body scrub and other wellness services, your clients rely on your professionalism and care, but even the most skilled professionals face unexpected risks. A client slipping near your treatment area, a reaction to essential oils, or an accidental injury during a service quickly turns into costly legal or medical claims. That’s why body scrub liability insurance isn’t just smart, it’s necessary.
Liability insurance coverage provides a financial safety net, protecting you from out-of-pocket expenses tied to accidents, injuries, or lawsuits. With the right esthetician insurance policy, you will focus on your work without the stress of “what if” hanging over your head.
At Elite Beauty Society, we offer esthetician professional liability insurance designed specifically for independent professionals. Our insurance plans combine affordability with comprehensive coverage, including both general liability insurance and professional liability coverage, so you’re supported every step of the way. Whether you’re just starting your esthetician business or expanding your client base, we’ve got your back.
Examples of How Body Scrub Liability Insurance Can Protect You
Let’s look at some examples of how body scrub liability insurance helps to safeguard your esthetician career in the future:
- Example one: A client books a body scrub treatment. During the service, you apply essential oils to boost relaxation and improve skin tone. Unfortunately, the client has an unexpected allergic reaction and requires medical attention. Soon after, they hire a lawyer and hold you responsible for their medical bills. Professional liability insurance from EBS could help cover the cost of that liability lawsuit, including legal fees.
- Example two: You’re preparing for a body scrub session when a client slips on a wet spot near your treatment table and injures themselves. Without general liability coverage, this accident could result in a costly claim. With EBS esthetician insurance coverage, you’re protected, providing financial security and peace of mind for unexpected accidents.
Elite Beauty Society Customer Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated customer reviews. We are dedicated to improving our insurance policies to meet the needs of estheticians and wellness professionals offering services like body scrubs.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Body Scrub Liability Insurance to Protect Your Career
Whether you’re offering body scrub services in a spa, renting a salon suite or booth, or traveling to clients with mobile services, purchasing an esthetician insurance policy supports and protects your career wherever you go.
Liability insurance coverage provides peace of mind and assurance, no matter where your esthetician business takes you. A little knowledge about professional liability insurance and general liability coverage will empower you to make the right decision when researching and purchasing the best body scrub liability insurance policy for your needs. Below is a complete breakdown of everything you need to know about esthetician insurance coverage with Elite Beauty Society.
Body Scrub Insurance FAQs
At Elite Beauty Society, insurance for body scrub professionals starts at just $179 per year, with a student rate of $49. These rates include both professional and general liability coverage, identity theft protection, and instant proof of insurance.
The best policy covers both treatment risks (like allergic reactions during a body scrub) and general liability (such as slip-and-fall accidents). Elite Beauty Society offers comprehensive policies specifically for estheticians performing body scrubs, with A-rated protection and portable coverage in all 50 states.
Occurrence form coverage means you're protected for body scrub-related incidents that happened during your policy term, even if a client files a claim later. It’s included automatically with Elite Beauty Society policies at no extra cost.
Absolutely. Whether you're offering body scrubs in a spa, salon suite, or mobile setting, general liability insurance covers incidents like slips, falls, or equipment-related injuries. Coverage follows you wherever you perform treatments.
If a client experiences an allergic reaction to exfoliants, essential oils, or other products used in a body scrub, professional liability insurance helps cover medical expenses and legal fees if a claim is filed. This protects you from paying out of pocket.
Yes. Elite Beauty Society offers portable liability insurance that covers body scrub professionals in all 50 states. Whether you're working in a spa, salon suite, or visiting clients’ homes, your policy remains active and valid.
Get Your Insurance Guide eBook
Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!
Compare Body Scrub Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |