Blow Outs Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policy that covers beauty professionals and their beauty business for more than 500+ beauty and wellness services. Get A-rated coverage for just $179/year, in just five minutes.
Immediate Blow Outs Insurance Coverage
Our online application process takes 5 minutes, and you'll receive instant proof of blow outs liability insurance upon checkout.
#1 Trusted Blow Outs Liability Insurance
We have insured thousands of beauty professionals across more than 500 beauty and wellness services, and our liability insurance backed by 5-star independent customer reviews.
Mobile Blow Outs Coverage
Do you practice at more than one place? Don't worry, our mobile coverage protects you in all 50 states.
Policyholder Benefits
We offer more than just blow outs insurance; Elite Beauty Society has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Blow Outs Professionals
Blow outs liability insurance is just $49/year for students and $179/year for full-time beauty professionals. At Elite Beauty Society, your beauty and wellness services stay at the center of everything. You shape smooth, polished, long-lasting blow outs for every hair type, and your clients trust your skill every day. That is why we offer an insurance policy that provides the liability coverage you need while fitting the budget that works for you, delivering affordable protection and the right coverage for your services.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Blow Outs Insurance Highlights and Coverage
Blow outs liability claims often reach thousands, with the average incident exceeding $5,000 in medical bills or legal defense fees and other legal costs. Without the right liability insurance in place, a single accident puts your finances and your career in the beauty industry at risk.
That’s why our blow outs liability insurance policy safeguards the essential areas of your work. Insurance coverage includes general and professional liability, which provide protection from medical expenses, defense costs, and legal fees, giving wellness professionals and beauty practitioners peace of mind while providing blow outs and other beauty and wellness services. Our policy coverage is designed specifically to address common risks blow outs professionals face in many salons across the country.
Blow Outs Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to your work as a blow outs professional. Often referred to as blow outs liability insurance, it protects you if something you do while providing beauty and wellness professional services causes harm to a client. For example, if a customer experiences a scalp burn from high heat during a blow out or reports hair damage after a styling session, professional mistakes like these trigger professional liability coverage. This helps cover medical expenses, legal defense fees, and other costs from claims related to the incident, so you avoid paying out of pocket if a client sues.
General liability insurance covers risks that occur in any beauty or wellness environment. Think of it as slip-and-fall protection, where general liability insurance protects you in accidents like a client slips on a wet floor or trips on a cord near your blow out station or in your beauty salon. A general liability insurance policy also provides protection against bodily injury claims, helping with medical expenses incurred, medical costs, as well as legal defense when you are held liable for client claims.
Both professional liability insurance and general liability coverage are essential parts of a blow outs liability insurance policy. Together, they provide comprehensive protection to safeguard your finances and reputation, keeping beauty professionals and wellness practitioners protected from unexpected bills and claim events.
In today’s digital world, having an online presence is a must for beauty professionals. The beauty industry thrives digitally, and with that growth, risks like identity theft rise in the background. Hackers and online criminals target anyone, putting your personal information and finances at risk.
That’s why Elite Beauty Society includes Identity Theft Protection with our blow outs liability insurance policy. Unlike many other insurance providers, we make this safeguard a priority, helping you with up to $25,000 toward your situation. With this protection, your policy benefits extend beyond beauty services, helping you protect your career both in your practice and online.
What Kind of Insurance Do Blow Out Professionals Need?
As an independent blow outs professional, your clients rely on your skill and expertise, but even the most experienced beauty professionals face unexpected risks. A slip in your workspace, a client’s scalp reaction during a blow out, or an accident in your environment quickly leads to costly medical expenses or legal claims. These are potential risks that come with working on hair every day. That’s why blow outs liability insurance isn’t just smart, it’s essential for your beauty business.
Liability coverage provides a financial safety net, protecting you from out-of-pocket expenses tied to accidents, bodily injury, or lawsuits. With the right insurance policy, you focus on providing safe and effective beauty services without the stress of “what if” hanging over your head.
At Elite Beauty Society, we offer blow outs liability insurance specifically designed for wellness professionals. Our insurance plan combines affordability with comprehensive protection, including both professional liability and general liability coverage, so you’re supported every step of the way. As you begin your career or grow your client base in the beauty industry, we help you protect your career with confidence, a smart way to stay protected as a stylist or salon owner.
Examples of How Blow Outs Liability Insurance Can Protect You
Let’s look at some examples of how blow outs liability insurance could help protect you in the future:
- Example one: A client books a blow out at your studio. During the service, they experience a scalp burn from high heat and seek medical care. Later, they hire a lawyer and hold you responsible for their medical expenses. With blow outs liability insurance coverage from Elite Beauty Society, your professional liability insurance helps cover the cost of that liability lawsuit, including legal defense fees and potential settlement costs.
- Example two: A client is walking toward your styling chair when they trip over a cord near your blow out station and suffer a serious injury. This client may decide to file a claim for bodily injury, but with general liability coverage from your insurance policy, you’re protected. Elite Beauty Society provides the financial assistance and liability coverage you need, so accidents don’t put your career in the beauty industry at risk.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated reviews. We are dedicated to bettering our insurance and policy to meet the needs of all blow out experts.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Blow Outs Insurance to Protect Your Career
If you are renting a styling room, working inside a wellness spa, running your own blow outs practice, or offering mobile beauty services, purchasing a blow outs liability insurance policy supports and protects your career wherever you go.
Liability insurance provides peace of mind and assurance, no matter where your beauty and wellness services take you. A little insurance knowledge empowers you to make the right decision when researching and purchasing professional liability insurance and general liability coverage. Below is a complete breakdown of everything you need to know about a blow outs liability insurance policy.
Blow Outs Insurance FAQs
Our insurance policy covers both professional liability and general liability, helping protect you from the costs of accidents, client injuries, or third party claims and legal defense fees tied to your beauty and wellness services. Our plan also includes personal and advertising coverage and identity theft protection.
Yes. With our portable coverage, your blow outs liability insurance policy travels with you as you work in a spa, rent a suite, or offer blow outs in multiple wellness spaces. You’ll always have immediate coverage in all 50 states no matter where your work takes you.
You receive instant coverage as soon as you complete your application and payment. This means no waiting days or weeks.
Yes, if a client experiences an adverse reaction during a blow out, even when heat protectants, serums, or styling products are part of your service, your policy includes professional liability protection.
Yes. Every insurance policy includes identity theft protection with up to $25,000 in assistance. This safeguard is included at no extra insurance cost, helping defend your finances and personal information against online risks.
We’re trusted by thousands of beauty professionals across 500+ beauty and wellness services. Our policies are affordable, comprehensive, and tailored specifically to protect your career. With Elite Beauty Society, you get immediate coverage, identity theft protection, occurrence form coverage, and access to more than $1,000 in exclusive policyholder perks at one affordable insurance cost, a smart way to stay protected as a stylist, independent contractor, or salon owner.
Our blow outs liability insurance cost is $179 per year for professionals and $49 for students. You also have the option to lock in a two-year policy at $149 per year. Every policy includes professional and general liability, identity theft protection, advertising coverage, and more at a rate that makes it easy to protect your career with affordable protection.
Our policies are written on an occurrence form coverage basis, which means any claim event that happens while your policy is active will be covered even if it’s reported after your policy term ends. This lasting protection gives you peace of mind knowing your career stays safeguarded, even long after a policy expires.
Yes. Your insurance policy includes advertising coverage. This protects you if a claim arises from your promotional materials, marketing, or social media advertising. With advertising coverage, you promote your blow outs services with confidence, knowing your career is protected.
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Compare Blow Outs Liability Insurance
| Associated Hair Professionals | ERGO Next | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $190 | $96 |
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company's website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.