Beauty Business Coaching with Affordable Insurance
Excellent-rated beauty business coach liability insurance. Covering beauty professionals for more than 500+ beauty and wellness services. Get A-rated professional insurance for beauty business coaching for less than 49 cents per day in just five minutes.
Immediate Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Liability Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Insurance Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Save Hundreds with Member Benefits
We are more than just Facial Specialist Insurance, EBS has over $750 of member perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just Facial Specialist Insurance, EBS has over $750 of member perks tailored to the beauty industry.
How Much Does Beauty Business Coach Insurance Cost?
Elite Beauty Society offers affordable insurance for beauty business coaches at one flat rate starting at $179/year. Your beauty business coaching liability insurance policy protects you and your salon suite. When shopping for beauty business insurance, the price is a major deciding factor. But does more expensive really mean better liability insurance? Other competitors have membership fees to get liability insurance. Our beauty business insurance has no membership fees. You will get insurance coverage that protects you as a beauty business owner.
Two Year
Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.
$
299
/year
One Year
Protect your career for a single year. Get liability insurance coverage at the most affordable rate.
$
179
/year
Student
Protect yourself in school & after. Buy a policy just before graduation for a full year of discounted coverage.
$
49
/year
Beauty Business Coach Insurance Benefits, Highlights, and Coverage
As a beauty business coach, you are a licensed beauty professional. You know the ins and outs of the beauty industry and offer services to help your clients excel and grow their businesses. Even the most dedicated beauty business coach faces claims from accidents during coaching sessions or at client sites.
One of the most cost-effective safeguards available is to have comprehensive beauty business coach insurance. We offer coverage to protect your career, equipment, and identity. It lets you focus on helping your clients without worry.
Beauty business coach insurance protects coaches from liability lawsuits and claims. As a professional in the beauty industry, a beauty business coach works closely with clients to help them achieve their business goals.
While the beauty industry is an exciting and rewarding career, it comes with a certain amount of risk to both the coach and the client. If something goes wrong during a coaching session or a client is negatively affected by your advice, they could hold you liable. You might be needed to compensate the client for their losses. Beauty business coach liability insurance can help cover the cost of a liability claim against you.
The expense of a liability lawsuit or claim could be astronomical. Liability insurance is a safety net to help protect your finances. Elite Beauty Society has created a liability insurance plan specifically for beauty business coaches. This coverage helps protect you if something goes wrong while working with a client.
Even though beauty business coaches pay close attention to their clients and provide the best guidance, mistakes still happen. Accidents or misunderstandings lead to significant liabilities at work. If a client suffers due to your coaching, they could sue you for damages.
Today, beauty business coaches are more likely than ever to face liability lawsuits or insurance claims. Protecting yourself, your career, and your finances is an important investment in your future. Beauty business coach liability insurance is the protection you need.
The beauty business coach insurance plan from EBS provides sufficient coverage for multiple types of liabilities. We help protect you from general and professional liabilities and take it a step further. We provide the coverage you need to safeguard your career and peace of mind.
Let's look at some examples of how beauty business coach insurance could help protect you in the future:
Example One: Emotional Distress Claim
During a coaching session, the coach gives harsh feedback intended to motivate the client. The client, however, takes it personally and claims the feedback caused emotional distress, leading to a lawsuit.
Coverage Needed: Personal Injury coverage would address the legal defense costs and any settlements for the emotional distress claim.
Example Two: Alleged Misrepresentation
The coach markets their services as being backed by extensive industry experience and success stories. A client later claims that they were misled about the coach's qualifications or success rate and sues for misrepresentation.
Coverage Needed: Advertising Injury would cover legal fees and any judgments related to claims of misrepresentation.
Example Three: Financial Loss Due to Advice
A beauty business coach advises a client on a marketing strategy that includes investing heavily in a particular advertising method. The strategy fails, leading to significant financial loss for the client, who then sues the coach for giving poor advice.
Coverage Needed: Professional Liability (Errors & Omissions) would cover the lawsuit, including legal defense and any potential compensation to the client.
These examples show the need for beauty business coach insurance. It protects you and your business from accidents and legal claims.
Being affiliated with top-tier insurance partners like the Arthur J. Gallagher family, Elite Beauty Society continues to build on a history of excellence. Since 1927, Gallagher has become one of the most esteemed brokers in the insurance world. Gallagher, a global insurance broker, is known for its caring, trustworthy companies. Elite Beauty Society is proud to be affiliated with like-minded companies like Gallagher who put policyholders first.
With multiple awards for excellence and work environment, Gallagher has been repeatedly recognized for its excellent work in the insurance industry. Elite Beauty Society embodies the mission and excellence for which our affiliates, like Gallagher, are known. We strive for excellence in everything we do to stand up to our reputation and live up to our credentials.
Elite Beauty Society: A History of Exceptional Success
We're proud of how Elite Beauty Society has impacted the world of cosmetology. Our policyholders are some of the best in the business. With hundreds of verified positive reviews, our clients are pivotal to our reputation as an insurance provider. Real customers have consistently reported excellent service, friendly experiences, and prioritized customer satisfaction.
We are both humbled and honored to have a reputation of excellence and a history of success. We've helped thousands of beauty business coaches get the coverage they need to feel safe and protected in their careers. Our comprehensive coverage and excellent service are a testament to what we are all about. We want our policyholders to have total confidence in their coverage.
Facial Specialist Insurance Coverage Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional Liability: Covers industry-specific risks that could result in harm to a client. Often referred to as errors and omissions insurance.
Coverage Examples:
Providing advice that leads to a client’s financial loss.
Recommending a marketing strategy that causes legal issues for the client.
Accidental harm to a client during the course of business.
Benefits:
Helps cover the costs of lawsuits arising from professional mistakes or errors.
Provides financial security and peace of mind for beauty business coaches.
General Liability: Covers non-specific risks that could occur in any workplace or setting. Commonly protects against incidents like slip-and-fall accidents.
Coverage Examples:
A client slips and gets hurt in your office.
Accidental property damage caused during a consultation.
Benefits:
Shields against lawsuits related to common workplace risks.
Essential protection for beauty business coaches to prevent financial loss from general liabilities.
Personal and Advertising Injury: Protects against claims related to defamation, slander, and copyright infringement that arise from your advertising or personal interactions.
Coverage Examples:
A competitor accuses you of making a defamatory statement in your marketing materials.
Unintentional infringement of another business's trademark in your advertising campaign.
A client claims emotional distress due to something you said during a consultation.
Benefits:
Provides financial protection against the costs associated with legal claims of personal and advertising injury.
Helps safeguard your reputation and business from potentially damaging lawsuits.
Making sure you can focus on growing your business without the fear of unexpected legal challenges.
Identity Theft Protection: Protects against the risk of hackers stealing your personal or business information. Needed in today’s digital age, where most beauty business coaches maintain an online presence.
Coverage Examples:
Loss of money due to online fraud or identity theft.
Unauthorized access to your financial accounts through online banking.
Benefits:
Helps you recover losses if your identity is compromised by online predators.
Unlike most other insurance providers, this coverage is an included part of our policy.
Provides peace of mind, knowing that your online presence is protected.
Our Beauty Professional Liability Insurance Member Perks
It's no secret that we love our Elite Beauty Squad members, which is why we have created exclusive perks and member benefits that support you, your career, and long-term success in this industry.
When you purchase an Elite Beauty Society policy, you will immediately receive access to exclusive member benefits including discounts to your favorite beauty brands, a free website to help grow your business, preferred group rates on other insurance plans, marketing automation discounts, travel and lifestyle discounts, exclusive content tailored just to beauty professionals, and much more.
Elite Beauty Society was founded by beauty professionals for beauty professionals. We've curated our exclusive member benefits with you in mind, to support all aspects of your career.
All of our member benefits are worth more than $750 in savings and discounts—and we're always adding more!
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
Elite Beauty Society is continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers cosmetology insurance coverage for more than 500+ beauty and wellness services, including:
What Our Customers Are Saying
We are proud to have 5-star, excellent-rated customer reviews for our beauty professional liability insurance. We are dedicated to bettering our insurance and membership to meet the needs of every beauty business coach.
Check out what some of our customers are saying:
Thankfully (I) never had to use it, but Elite Beauty is quick, easy, and affordable. I would recommend it to other beauty professionals.
AMY
EBS Customer
Everything I was looking for was covered by Elite Beauty Society. I liked the fact that it offers coverage for services I hope to add in the future. The site was fairly simple to navigate. I recommend it if you're looking for straightforward, easy-to-understand information.
TONIA
EBS Customer
Why Choose Our Facial Specialist Insurance?
Just a Few of the Reasons We're the
Number One Choice For Facial Specialist Liability Insurance
We Offer The Industry-Preferred Type of Liability Insurance
Elite Beauty Society offers industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from any claims that happen. Our high insurance limits and great customer service are here to protect you. Our beauty business coach insurance gives you peace of mind. You are fully protected. If anything happens, we'll support you.
Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer Occurrence Form so that our customers rest easy knowing they're protected even if their clients delay making a claim. If your beauty business coach insurance has run out, there’s no need to panic! Your license is still protected as long as the incident occurred while your policy was in effect.
Instant Liability Insurance Coverage, Immediate Certificate
Don’t waste time waiting for approvals or stressing about education hours. Our policies are ready in minutes, and you'll be able to easily download your digital proof of coverage certificate from your member portal. The online application is super quick, taking less than 5 minutes, so you'll get back to what you excel at sooner.
You Deserve More Than Numbers
It's important to remember that policy numbers aren't the whole story. You need an insurance company that stands by you in times of need, with policy numbers that offer real support. With us, you'll relax knowing that if the worst happens, our licensed customer care team is here to help. Your policy limits also provide for legal defense if required and cover any claim expenses.
Why You Need To Protect Your Facial Specialist Career
If you work from a rented office, your own studio, or as a freelancer, you need beauty business coach insurance. It will protect your career, no matter where it takes you. Liability insurance offers peace of mind and assurance, regardless of your work environment. Knowing the basics of insurance will help you. It will let you make informed choices when buying professional and general liability coverage. Here is a comprehensive breakdown of everything you need to know about a beauty business coach insurance policy.
Facial Specialist Liability Insurance FAQs
Working with clients face-to-face and using different products and equipment, there is a significant risk of accidents. You need professional liability insurance. It protects you and your business from claims and legal issues. At the bare minimum, a policy should have generous limits provided for both general liability claims and professional liability claims.
General liability is commonly referred to as “slip and fall” insurance. Being a business owner means you have certain liabilities when customers visit your space. For instance, if a customer trips on a loose tile or a cord in your office and gets an injury, you might be responsible for the resulting damages.
Personal liability is often called “malpractice” insurance. This coverage protects against injuries and other loss events that may occur while providing your services. For example, if you use a product that causes a severe allergic reaction in your client, they may hold you liable for their medical expenses and suffering.
Personal and advertising injury covers claims related to defamation, slander, or copyright infringement that might arise from your marketing practices. It provides financial protection against legal costs, safeguarding your reputation.
Identity theft protection is important in today’s digital age. With most beauty business coaches maintaining an online presence, there’s a risk of hackers stealing your information. Our policy includes identity theft protection, helping you recover losses if your data is compromised.With a beauty business coach liability insurance policy from EBS, you’ll have:
$2 Million limit for both Professional Liability and General Liability claims, up to a $3 Million Annual Aggregate.
$2 Million in Personal Injury and Advertising Injury
$25,000 in Identity Theft Protection
Many insurers offer claims-made coverage. It is more convenient for their operations. This type of coverage requires that a claim be filed while the policy is still active in order for it to be eligible for coverage. We don’t believe in not covering something that rightfully should be, so we offer occurrence form coverage. So, if your policy has expired, you're still covered. This is true if a claim is made for an event that happened while your policy was active. It’s just one of the small ways we show we care.
Our rates are some of the best in the industry. We provide different options for beauty business coach to choose from so they find what works best for them and their business.
One-year policy, the current rate for beauty care professionals is $179 a year, good anywhere you provide your services in the U.S.
Two-year beauty business coach insurance policy, the rate is $299, a $59 savings over buying two, one-year policies.
Student rates are $49 for a full year of coverage.
We’re excited to announce that, based on your feedback, we’ve launched a benefits-only plan! This plan offers identity protection, a professional website, and a host of discounts and special offers, all for just $39 annually.
We cover 500+ beauty and wellness modalities ranging from hair, skin treatments, nail decorations, and even massage and yoga.
We have created a full list of coverage for your convenience. Don’t worry if you don’t find your choice on the list at the moment! Contact one of our expert sales representatives by phone or email to find out if we can add your selected modality to our ever-growing offerings.
Call 866-825-1205 or email info@elitebeautysociety.com.
When you become a member of Elite Beauty Society, you will receive liability insurance + a full suite of member perks. Our program has been tailored to fit the needs of every beauty business coach and help them grow.
You will have access to the EBS resource center. You’ll discover a lot of useful information on themes like "starting a successful business," educational resources, eBooks, and more. As part of our community, you’ll receive a free customizable website to take your business further.
Also, EBS has partnered with some of the best names in the industry to offer members exclusives on products and tools at a discount. You will save on PBF memberships and get free Booksy trials. You will also get access to ACA-qualified health insurance. Plus, you will get one month of free online therapy from BetterHelp. We are continuously adding more.
Get peace of mind & grow your career at one affordable rate.
You will get your certificate of insurance right after you buy your beauty business coach insurance. You will also get access to your member portal where you're able to see your insurance documents at any time.
At EBS, we are a community of beauty professionals who have had experience in the industry. Being built by professionals gives us the advantage of tailoring our program directly to the beauty business coach.
We understand the decision to buy liability insurance is intimidating, so we’ve made an in-depth guide to insurance just for beauty professionals..
If you’ve still got questions, our knowledgeable sales representatives have the answers. Contact us at 866-825-1205 or email info@elitebeautysociety.com.
Certification is not always required to become a beauty business coach, but it can boost your credibility and attract more clients. Several organizations offer coaching certifications that can help you build the necessary skills and establish trust with your clients. Also, ongoing education in business practices and beauty industry trends will keep your coaching methods up-to-date and effective.
Beauty business coaching typically doesn’t require a state-issued license. However, if you’re moving your practice to a new state, it’s important to be aware of any local business regulations and requirements that may apply. Start by checking with the state's business regulatory agencies to understand any necessary permits or certifications.
While some states may have specific requirements for business operations, others may not, making it necessary to do your research ahead of time. Also, consider legal aspects such as updating your business registration, tax information, and insurance coverage to reflect your new location. Planning ahead will help you smoothly transition your practice to a new state without interruption.
Get Your Insurance Guide eBook
Make sure to secure a future for your business! Download our Liability Insurance Ebook now for expert insights on coverage necessities and risk management. Don't let uncertainties affect your passion – empower yourself today!
How We Stack Up Against the Competition
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Product Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Protection Coverage Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $175 | $96 |
Grow Your Beauty Business Coaching Career With Us
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