Associated Hair Professionals Insurance V.S. 
Elite Beauty Society


When purchasing a cosmetology professional liability insurance policy, it's vital to have all the facts and know all of your options.

Cosmetology liability insurance protects you and your career. Having cosmetology insurance is a relatively low cost business protection, that far outweighs the price tag of the average lawsuit and having coverage protects you from claims regarding accidents  that can happen in your spa or client sessions.

What's the Difference?

Associated Hair Professionals


  • Rate: $199/YR
  • Professional & General Liability Coverage: $2 million per occurrence, $6 million aggregate. 
  • Stolen Equipment Coverage: $95 add on
  • Student Rate: $15/ YR
  • Immediate Coverage: No, coverage goes into affect the day after the application is approved.
  • Identity Protection Plan: Not Offered

Elite Beauty Society 


  • Rate: $179/ YR
  • Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate. 
  • Personal Injury and Advertising Injury: $2 million per occurrence
  • Student Rate:  $49 per year, no matter where you practice!
  • Immediate CoverageAs soon as you apply, you're covered!
  • Identity Protection Plan: $25,000

The information in this comparison has been gathered from the websites of each organization and other third-party sources. No guarantee or assurance is made by Elite Beauty Society as to the accuracy or completeness of this information. This information was confirmed in February 2026.

Customer Testimonials


Quick, fast, liable. Been using this company for years.


Amyethest


I’m happy to see that we have a lot benefits through Elite Beauty Society Insurance and good treats to be part of this community.


Maikira


Easy as can be , super affordable. I didn’t realize how much I was overpaying for coverage for my little salon .


Samantha

Elite Beauty Society Insurance Pricing Details

Two Year

Lock in a rate of $149 per year by purchasing our two year policy, with all the same benefits.

$

299

/year

One Year

Protect your career for a single year. Get comprehensive coverage at the most affordable rate.

$

179

/year

Student

Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.

$

49

/year

The Right Plan for Your Business

You focus on making your clients look and feel their best; we'll handle the rest. As an Elite Beauty Society member, you'll receive for comprehensive, 'A' rated liability insurance for just $179/year.

Whether you're a hair stylist, esthetician, or nail tech, our coverage spans over 500+ services to ensure your business is shielded from every angle.

Policy Highlights

  • Professional & General Liability: $2M per occurrence, $3M per year
  • Personal Injury & Advertising Injury: $2M per year
  • Identity Theft Protection: $25,000
  • Instant Coverage & Immediate Certificate
  • Occurrence Form Coverage

Member Perks

  • 10% off BTCUniversity, 150+ hours of education
  • Lifestyle and Travel Discounts
  • Benefits to Health, Dental and Vision Insurance
  • One month free of BetterHelp Therapy
  • Over $1,000 in Industry Specific Tools and Discounts

500+ Beauty And Wellness Services Covered

  • Hair Extensions
  • Design, Cut, & Styles
  • Instruction
  • Permanent Hairstyle
  • Wig Stylist
  • Thermal Styling
  • Hair Treatments
  • Hair Coloring
  • Men's Grooming
  • Shampooing/ Conditioning
  • Hair Bleaching
  • Hair Braiding
  • Children Services
  • Blow Outs
  • Facial Waxing

Nationwide Hairstylist Liability Insurance Coverage

At Elite Beauty Society, we offer hairstylist liability insurance across all 50 states. Whether you're based in bustling California or rural Maine, you can trust that our coverage meets your state's requirements and protects you from unforeseen claims. With EBS, you get peace of mind knowing that no matter where you practice, your business and professional reputation are protected with liability insurance coverage for hairstylists. Select your state below to find the best coverage options for you.