Acrylic Nails Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance Policies that cover beauty professionals for more than 500+ beauty and wellness services. Get A-rated coverage for just $179/year, in just five minutes.
Immediate Acrylic Nails Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of acrylic nails liability insurance upon checkout.
#1 Trusted Acrylic Nails Liability Insurance
We have insured thousands of professional nail technicians and are backed by 5-star independent customer reviews.
Mobile Acrylic Nails Coverage
Do you provide nail services at more than one location? Don't worry, our coverage will protect you in all 50 states.
Policyholder Benefits
We are more than just just nail technician insurance; EBS has over $1,000 of policyholder perks tailored to the beauty industry.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Nail Technicians
Acrylic nails liability insurance coverage starts at just $49/year for students and $179/year for full-time nail technicians. At EBS, we know that your nail salon or mobile salon comes first, and you work tirelessly to deliver flawless nail care services. That’s why we created flexible acrylic nails liability insurance policy options to fit your budget while still giving you comprehensive coverage and peace of mind.
See our rates below:
Two Year
$
299
/year
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Nail Technician Insurance Highlights and Coverage
The average claim in the beauty industry can exceed $5,000, making acrylic nails liability insurance a smart and affordable choice for nail techs.
Our tailored acrylic nails insurance policies provide comprehensive coverage to protect you and your career. This includes general and professional liability, personal and advertising injury, and even valuable identity theft protection t. We’ve got you covered.
Acrylic Nails Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the unique risks tied to your nail care services. Sometimes called errors and omissions coverage, it protects you if something you do while providing nail enhancements or nail decorations harms a client. For example, if you accidentally cut a client with sharp tools while applying false nails or cause an allergic reaction, your professional liability coverage steps in. It helps cover legal defense fees and financial costs, so you don’t have to pay out of your own pocket if a client files a claim.
On the other hand, general liability insurance covers risks that happen in any nail salon or mobile salon environment. Think of it as slip-and-fall protection, perfect for incidents like a client tripping over your setup or getting injured on-site. General liability coverage also protects against bodily injury claims, ensuring that medical expenses and lawsuits are handled without disrupting your business operations.
Both acrylic nails professional liability and general liability insurance policy options are essential for professional nail technicians. Together, they provide all the coverage you need to safeguard your finances, reputation, and ability to provide services with confidence.
In today’s digital world, having an online presence is essential for professional nail technicians. From showcasing your nail services on social media to booking appointments online or sharing your work through a free professional website, the internet opens doors to more clients, but it also brings risks like identity theft. Cybercriminals target anyone with an online presence, putting your personal information and finances at risk.
That’s why Elite Beauty Society includes identity theft protection in every nail technician insurance policy. Unlike many leading competitors, we prioritize this valuable coverage. With identity theft protection included in your acrylic nails insurance coverage, your career is protected on every level, both in the nail salon and online.
What Kind of Insurance Does a Nail Technician Need?
As an independent nail technician, your clients rely on your expertise and professionalism, but even the most skilled nail techs face unexpected risks. A client slipping in your nail salon, getting nicked by sharp tools, or having an allergic reaction to nail polish or nail enhancements can quickly result in expensive legal or medical claims. That’s why acrylic nails liability insurance isn’t just a good idea, it’s essential.
Liability coverage gives you a financial safety net, protecting you from paying costs out of your own pocket if a claim event occurs. With the right nail insurance program, you can focus on creating stunning nail decorations and nail extensions without worrying about the “what ifs.”
At Elite Beauty Society, we offer acrylic nails liability insurance specifically for independent nail techs. Our plans combine affordability with comprehensive coverage, including both general and professional liability, so you’re protected at every step. Whether you’re just starting your career, running a nail salon, or expanding your client base with nail care services like nail enhancements and nail decorations, our insurance program has you covered.
Examples of How Acrylic Nails Liability Insurance Can Protect You
Let’s look at some examples of how acrylic nails liability insurance could help protect you in the future:
- Example one: A client books an appointment for nail extensions and a fresh set of false nails. During the process, they experience an allergic reaction. After seeking medical attention, the client hires a lawyer and holds you responsible for their medical bills. Nail technician insurance from EBS could help cover the cost of that lawsuit with your professional liability coverage.
- Example two: A client is walking back to your table when they trip over your portable station’s cord and get injured. This client can sue, but with nail tech liability insurance, you’re protected. Our general liability coverage takes care of the accident, offering financial protection so you'll keep your focus on providing exceptional nail care services.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated customer reviews. We are dedicated to bettering our insurance and policy to meet the needs of all nail techs.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Acrylic Nails Liability Insurance to Protect Your Career
Whether you are renting space in a nail salon, working in a mobile salon, or running your own business, purchasing our acrylic nails insurance policy protects your career wherever you go.
Liability insurance gives you peace of mind and confidence, no matter where your work takes you. A little insurance knowledge empowers you to make the right choice when researching and purchasing an insurance policy with both general and professional liability coverage.
Nail Technician Insurance FAQs
Yes! With Elite Beauty Society, you can get instant coverage the same day you apply. This means you can start offering professional services right away with the peace of mind that you’re protected from day one.
Professional liability limits refer to the maximum amount your professional insurance will pay for professional liability claims. Having the right limits in place assures you’re financially protected from claims arising from accidents or mistakes during your beauty treatments without paying out of your own pocket. These are the limits Elite Beauty Society has for you:
- Professional & General Liability: $2 Million per occurrence/$3 Million per year
- Personal Injury and Advertising Injury: $2 Million
- Identity Theft Protection: $25,000
Most nail salon owners want techs to carry insurance because accidents happen, even to experienced professionals. Having insurance for nail technicians protects both you and the salon from costly lawsuits or medical bills, making you a safer hire.
Occurrence form coverage means your policy protects you from claims arising from incidents that happen while your policy is active even if the claim is filed later. This is a major benefit because it provides long-term protection for your work and professional services.
Yes, our insurance plans cover wellness professionals for over 500 different beauty treatments or services. If you provide multiple services (like hand massages along with nail care services), choosing our acrylic nails insurance with multi-service coverage ensures all areas of your career are protected.
Get Your Insurance Guide eBook
Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!
Compare Nail Technician Liability Insurance
| Associated Hair Professionals | Next Beauty Insurance | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $185 | $96 |