Hair Highlights Liability Insurance
No Hassle. No Quotes. Immediate Insurance Coverage.
Excellent-rated liability insurance policy that covers beauty professionals for more than 500 beauty and wellness services. Get comprehensive insurance for just $179 per year in as little as five minutes.
Immediate Hair Highlights Insurance Coverage
Our online application takes 5 minutes, and you'll receive instant proof of hair highlights liability insurance upon checkout.
#1 Trusted Hair Highlights Liability Insurance
We have insured thousands of beauty professionals across more than 500 beauty and wellness services, and our hair highlights liability insurance is backed by 5-star independent policyholder reviews.
Mobile Hair Highlights Coverage
Do you practice at more than one place? Don't worry, our coverage will protect you in all 50 states, whether you work in a beauty salon, rent a suite, or travel to a client's home.
Policyholder Benefits
This policy includes more than liability protection. Elite Beauty Society provides over $1,000 in policyholder benefits tailored to beauty professionals.
Immediate Coverage
Our online application takes 5 minutes, and you'll receive instant proof of insurance upon checkout.
#1 Trusted Insurance
We have insured thousands of cosmetologists and are backed by 5- star independent customer reviews.
Mobile Coverage
Do you practice at more than one place? Don't worry, our coverage will protect in all 50 states.
Member Benefits
We are more than just cosmetology insurance, EBS has over $1,000 of member perks tailored to the beauty industry.
Affordable Liability Insurance Policy for Hair Highlights Professionals
Hair highlights liability insurance starts at just $49/year for students and $179/year for full-time beauty professionals. At Elite Beauty Society, we understand your services require precision, consistency, and client trust. You spend every day working with lighteners, toners, and foils to create seamless, dimensional results. That is why we offer an insurance policy that provides the liability coverage you need while fitting a budget that works for you.
See our rates below:
Two Year
$
299
/2 years
One Year
$
179
/year
Student
$
49
/year
Premier Professional Beauty Insurance You Can Trust
Trusted by Leading Companies
Rest assured you and your career are protected with Elite Beauty Society. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Elite Beauty Society takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities.
Top-Tier Financial Strength
Elite Beauty Society is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Hair Highlights Insurance Highlights and Coverage
Professional liability claims in the beauty industry can cost thousands, with the average incident often exceeding $5,000 in medical bills or legal defense costs. Without the right liability insurance in place, a single accident could put your finances and your career in the beauty industry at risk.
That is why our hair highlights liability insurance policy protects the essential areas of your work. Insurance coverage includes general and professional liability, which provide protection from medical expenses, defense costs, and legal fees, helping you stay protected from potential risks in your day-to-day services.
Hair Highlights Insurance Policy Details
Professional & General Liability:
$2 Million per occurrence
$3 Million per year
Personal Injury and Advertising Injury:
$2 Million
Identity Theft Protection:
$25,000
Professional liability insurance covers the risks tied to your work as a beauty professional performing hair highlights. Sometimes referred to as a hairstylist insurance policy, it protects you if something you do while providing services causes harm to a client.
For example, if a client experiences scalp irritation during a highlights service and claims the service caused harm, they may hold you personally responsible for the outcome. In that situation, professional liability coverage helps address the claim and related costs.
On the other hand, general liability insurance covers risks that can occur in any salon or workspace. Think of it as slip-and-fall protection, such as a client tripping over a cord at your station or slipping near a shampoo area.
Both professional liability insurance and general liability coverage are essential parts of a hair highlights liability insurance policy. Together, they provide protection for your finances and professional reputation, helping beauty professionals like you stay protected from unexpected claims.
In today’s digital world, having an online presence is part of running a successful beauty business. The visibility that comes from increasing digital presence also means your personal information and finances may become targets for identity theft.
That is why Elite Beauty Society includes Identity Theft Protection with our hair highlights liability insurance policy. Unlike many other insurance providers, we make this safeguard a priority, with up to $25,000 in coverage. This added protection supports you beyond your services, helping you protect your career both in your daily work and online even if you are the victim of identity fraud.What Kind of Insurance Does a Hair Highlights Professional Need?
As a beauty professional offering hair highlights, your clients rely on your precision and technical skill. Even experienced hairstylists face unexpected risks. A slip in your salon, a client experiencing irritation during a lightening service, or an accident in your workspace leads to costly medical expenses or legal claims. That is why hair highlights liability insurance is essential.
Liability coverage provides a financial safety net, protecting you from out-of-pocket expenses tied to accidents, bodily injury, or lawsuits. With the right insurance policy, you stay focused on delivering consistent, high-quality results without second-guessing every service.
At Elite Beauty Society, we offer hair highlights liability insurance designed for beauty professionals. Our insurance plan combines affordability with comprehensive protection, including both professional liability and general liability coverage, so you are supported throughout your career.
Examples of How Hair Highlights Liability Insurance Protects You
Let’s look at some examples of how hair highlights liability insurance could help protect you:
- Example one: A client comes in for a full highlights service. During the lightening process, they experience scalp irritation and claim the service caused discomfort and damage. They seek medical treatment and later pursue a claim against you. With hair highlights liability insurance from Elite Beauty Society, your professional liability coverage helps cover legal defense fees, medical costs, and potential settlement expenses.
- Example two: A client walks to the shampoo bowl after their highlights application. As they step onto a damp floor near the station, they slip and fall, resulting in an injury. The client files a claim for medical expenses. With general liability coverage included in your policy, you have protection in place to help cover those costs and legal defense, so one accident does not disrupt your business or lead to lost income while you deal with the situation.
Elite Beauty Society Policyholder Perks
50% off your first 2 months of subscription to GlossGenius Gold:
#1 Scheduling and Booking Software for Beauty Professionals
Discounted Health Insurance Marketplace:
Receive discounted rates to ACA Health Insurance with Dental/ Vision Plans
Lifestyle & Travel Discounts:
Save on Hotels, Rental Cars, And Business Supplies
10% Off a Yearly Subscription to BTC University:
Access 600+ Hours in Continued Education
And, So Much More!
We are continually adding more member perks to better serve our community
What Services Do We Cover?
EBS offers coverage for more than 500+ beauty and wellness services including cosmetology insurance and more.
Trusted By Thousands of Beauty Professionals Nationwide.
Elite Beauty Society is proud to have 5-star, excellent-rated reviews. We continue to refine our insurance policy to meet the needs of beauty professionals offering hair highlights and other services.
Check out what some of our customers are saying:
I love Elite Beauty Society! The rates are great, the coverage is thorough, and everything is so user friendly- from the website to the automated emails that remind you exactly when to renew your policy! Whenever I’ve had to contact customer service, they are always extremely timely with their responses and SO friendly, personable, and professional!
Tessie
EBS Customer
Sign up was easy. Reasonable pricing in my opinion. Recently started taking my own clients and need to have proof of liability. This was the simplest route and I thank Elite Beauty Society for making it an easy process!
Gabrielle
EBS Customer
Why You Need Hair Highlights Insurance to Protect Your Career
Whether you are offering your professional services in a salon, renting a chair, operating your own space, or providing mobile services, a hair highlights liability insurance policy supports and protects your career wherever you work.
Hairstylist liability insurance gives you a clear layer of financial protection, no matter where your services take you.
Hair Highlights Insurance FAQs
Our insurance policy includes both professional liability and general liability coverage, helping protect you from costs related to accidents, client injuries, or legal defense tied to your services. Whether you are performing full highlights, balayage highlights, or other hair services, this coverage supports you if something unexpected happens during an appointment. The policy also includes personal and advertising injury coverage, giving you well-rounded protection as you grow your career.
Yes, you are covered wherever your work takes you. Your hair highlights liability insurance policy follows you whether you are working in a salon, renting a chair, or traveling between locations to see clients. You have consistent coverage in place, so you can focus on your work without worrying about where you are providing services.
You receive coverage immediately after completing your application and payment. There is no waiting period, so you are able to start offering hair highlights and other services right away with proof of insurance in hand.
Your policy is built to grow with your business. You are covered for more than 500 beauty and wellness services, so if you expand beyond hair highlights, your coverage can still apply. You can also add additional insureds, such as a salon or landlord, to meet contract requirements while keeping your coverage in place.
Yes, every policy includes identity theft protection with up to $25,000 in assistance. This coverage is included at no additional cost and helps protect your personal information and finances as you manage your beauty business, bookings, and client communications.
We work with thousands of beauty professionals across more than 500 beauty and wellness services. Our policy is designed to be affordable and straightforward, while still providing the coverage you need. By combining general liability, professional liability, identity theft protection, and advertising injury coverage into one policy, you have protection that supports your work behind the chair and your growing business.
Hair highlights liability insurance is $179 per year for professionals and $49 per year for students. You can also choose to save money with a two-year policy that is locked in at $149 per year. Each policy includes professional liability, general liability, identity theft protection, and advertising injury coverage, along with clear policy limits.
Our policies are written on an occurrence form basis. This means if an incident happens while your policy is active, it can still be covered even if the claim is reported later. This gives you long-term protection for the work you perform today, including hair highlights and other services.
Yes, your policy includes advertising injury coverage. This helps protect you if a claim is tied to your marketing, promotions, or social media content. Whether you are posting before-and-after hair highlights or promoting your services, you have coverage in place to support your business.
If a client believes something went wrong during a service, they may file a claim, sometimes tied to alleged negligence. This involves legal steps, documentation, and communication that quickly becomes time-consuming and expensive. Your policy helps manage the process and reduces your exposure to legal expenses, so you are not handling everything on your own. For a deeper breakdown, see our guide on what happens if a client sues.
Yes. Having your own insurance policy with Elite Beauty Society means you have coverage that follows you anywhere in the United States. Whether you are working in a hair salon, traveling for appointments, or providing services in different locations, your hair highlights liability insurance stays with you.
Once you purchase your policy, you can access your proof of insurance right away through our online portal, including your instant certificate of insurance, which you can share with a salon, landlord, or client when needed.
We are A-rated, backed by leading carriers, and trusted by thousands of beauty professionals nationwide. With Elite Beauty Society, you receive immediate coverage, identity theft protection, occurrence form coverage, and over $1,000 in policyholder benefits, including a free professional website, exclusive discounts, and business resources, all at one consistent annual rate.
Get Your Insurance Guide eBook
Ensure a secure future for your business! Download our Liability Insurance Ebook now for expert insights on coverage essentials and risk management. Don't let uncertainties affect your passion – empower yourself today!
Compare Hair Highlights Liability Insurance
| Associated Hair Professionals | ERGO Next | Elite Beauty Society | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Theft Protection Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $179 | $190 | $96 |
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company's website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.