Nail Technician Insurance

More Affordable. More Coverage.

For Every Stage of Your Beauty Career.

One Year

Save $10 with this first year introductory rate and take advantage of everything we have to offer. 


Two Year

Lock in a rate of $139 per year, By purchasing our two year policy, with all the same benefits.

$279.95 / YR



$49 / YR

Elite Beauty Society offers beauty insurance monthly payment options, as low as $15.49/mo.

Or call 800.326.5566 to talk to a live, U.S. based, customer service representative.

Representatives available M-F from 8:30-8:30 ET, plus weekend hours!

Most affordable, comprehensive, and
straightforward pricing. 

Fast checkout process

& immediate certificate.

Program tailored to beauty professionals.

Or Call 800.326.5566 To Talk To A Live, U.S. Based, Customer Service Representative

Nail Technician Insurance Coverage Highlights

  • $3 Million Individual Annual Aggregate
  • $2 Million In Professional & General Liability Coverage
  • $2 Million In Product Liability Coverage
  • $100,000 Rental Property Damage Protection
  • $25,000 Identity Theft Protection
  • $1,000 Stolen/Damaged Equipment Protection
Cosmetology Liability Insurance Policy Highlights

Additional Member Benefits Included At No Cost

Mobile Coverage; You're Protected Wherever You Practice!

FREE Customizable Website

Industry Product & Tool Discounts

FREE 3 month trial to GlossGenius

From manicures, to pedicures, to nail extensions, nail technicians offer multiple services to support their clients. 

When you purchase nail salon insurance from Elite Beauty Insurance, you can be sure you are covered for 

350+ modalities & services for one, low price.

Whether you are working in a rented space, or work as an employee, or are at an event, Elite Beauty Insurance has you and your license covered.

Just a Few of the Reasons We're the 
Number One Nail Technician Insurance Choice

We Offer The Industry-Preferred Type of Coverage

Elite Beauty Society offers the industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from any claims that may arise. Combined with our high insurance limits and superior customer service, our nail technician insurance gives you the peace of mind that you are fully protected and if anything does happen, we've got your back.

Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer Occurrence Form so that our customers can rest easy knowing they're protected even if their clients delay making a claim. Even if your nail salon insurance coverage has lapsed, you're covered and your license is protected as long as the incident occurred while your policy was active.

Instant Coverage, Immediate Certificate

Don't wait around for approvals or worry about providing education hours. Our policies are bound in minutes and you can immediately download a digital proof of coverage certificate from your member portal. Our online application takes less than 5 minutes, so you can get back to what you're best at faster.

Individual Annual Aggregate

We offer individual limits, meaning your policy will protect you up to the amount listed on your policy. Every insured beauty professional will have their own coverage, and the claims that others make will not affect the individual coverage amount available. This is unlike shared limits where the group shared limit is reached for the policy year, anyone who files a claim afterwards will not be covered under their individual limits.

You Deserve More Than Numbers

Policy numbers aren't everything. You deserve an insurance company that's going to be there for you when you need it and policy numbers that translate into real assistance for you. With us you can rest easy, because if the worst happens your policy limits include dedicated help from our licensed customer care team, legal defense if needed, and the cost of the claim.

What Services Do We Cover?

We offer coverage for more than 350 beauty and wellness services.

  • Chemical Treatments
  • Children's Services
  • Custom Wrap
  • Design, Cut, & Styles
  • Ombre or Balayage Highlights
  • Hair Bleaching
  • Hair Coloring
  • Hair Treatments
  • Hairshaping
  • Instruction 
  • Nail Services
  • Esthetics Services 
  • Straightening
  • Thermal Styling
  • Waves
  • Microblading
  • Wet Styling
  • Wig Stylist

High Quality Service – Lowest Price, With No Hidden Fees

Your nail technician liability insurance policy protects you and your practice. Elite Beauty Society provides perks and benefits that other liability insurance companies just don’t offer.

When shopping for professional beauty liability insurance, price can be a major deciding factor. But, does more expensive really mean more benefits and coverage? With other competitors, membership fees are required in order to obtain liability insurance. With Elite Beauty Insurance, no membership fees are required to become insured, and you receive all of the benefits and comprehensive coverage limits without any extra or hidden fees.

Still Have Questions?

Our live customer service representatives are available 8:30 a.m. to 5:30 p.m. EDT. We want to be sure you feel confident, so we have an after-hours line, too! If you need to update your policy information or have any questions about our program, simply email or call us at 1800.326.5566




Explore For More Information

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Arthur J. Gallagher Risk Management Services, Inc. is the insurance partner for Protection Plan Association, Inc. members. Arthur J. Gallagher Risk Management Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082