CARES Act for the Beauty Industry 

Everything You Need to Know


We’re just going to come right out and say it—the coronavirus pandemic has left us all scrambling. And not just emotionally, physically, and psychologically (though that’s obvious), but in the financial sense of the word, too.

As stylists, beauticians, MUAs, barbers, and other professionals in the beauty industry, being in close contact with people is kind of our bread and butter—and, as we all know, being in close quarters with people right now is very off-limits and very dangerous.

We don’t need to explain to you the link between not being able to work with your clients and making sure you’re financially staying afloat. And you know what? It absolutely sucks.

We don’t say that to undermine the seriousness of the outbreak. But not addressing the fact that this virus has wreaked havoc on most of us financially would be ignorant.

It might feel like you’re drowning in the midst of all this chaos—we feel it, too. But there are some options available that could help you during this uncertain, scary time. One of those options? The CARES Act.

If you’re wondering what the CARES Act is, what it means, and how it could possibly help you, you’re in the right place.

We’ll dive into the CARES Act to help you better understand what this piece of legislation means and how it can potentially help you as a stylist during this rough time.


What Is the CARES Act?

Let’s start with the basics.

The CARES Act is Congress’s latest coronavirus relief package. The CARES Act, short for Coronavirus Aid, Relief, and Economic Security Act, is the largest economic relief bill in U.S. History.

The bill is set up to allocate $2.2 trillion in support of businesses and individuals affected by the pandemic and the economic downturn as a result of it. There are a lot of important actions that come with the CARES Act—like $127 billion for hospitals for ventilators and other equipment. 


But the CARES Act will affect you, too. How? Keep reading to find out.

How Can the CARE Act Help You & Your Salon, Spa, or Shop?

The CARES Act is a long, long piece of legislation (like, hundreds of pages long), so we won’t break down the whole thing (though, if you’re interested, here’s an in-depth look from Congress).

We will deliver the highlight reel right to you, though. 

Check out some of the key features that could directly help you:  

  • The CARES Act sends a $1,200 stimulus check to eligible adults earning up to $75,000, with couples who earn up to $150,000 receiving up to $2,4000.
  • The CARES Act will enhance unemployment insurance, paying out an additional $600 weekly for four months to those who are receiving unemployment insurance through their states’ unemployment insurance. This will be received in addition to what the stay has already paid and will be extended for 13 weeks. It’s important to note that you will have to take the initiative to apply for unemployment.
  • The CARES Act extends unemployment to self-employed and independent contractors, those who don’t usually qualify for assistance.
  • The CARES Act allows borrowers to delay their payments on federal student loans until September 30 (only those that are owned by the Department of Education are eligible, private lenders or school don’t necessarily apply).
  • The CARES Act grants all businesses—no matter what size—the eligibility to apply for a 50 percent refundable payroll tax credit. This credit will apply toward the first $10,000 of an employee’s wages.
 The CARES Act allows small businesses to be eligible for a small business loan “during the covered period” which now is listed through June 30, 2020.

More Resources For Additional Help

Hopefully, all of that information was helpful. That being said, if you’re feeling a little overwhelmed by everything you just read, know you’re not alone.

This isn’t something we’re all supposed to know inherently or understand right away—this is not a normal situation, so it’s not something you’re supposed to have a foundation knowledge on. If this takes you a while to understand, be gentle with yourself. You can do this.

Reading up on other resources about the CARES Act and how it can help can also be vital in building your foundational knowledge on it—and the more you understand about the CARES Act, the better you’ll be able to take that next step toward getting financial help.

Check out these helpful resources:


If you’re looking for some unique ways that you can personally attempt to offset some of the burdens the coronavirus pandemic has put on your plate, check out our post here for some creative—and hopefully lucrative—ideas. From no-contact delivery to online masterclasses to future discounts on bookings and more, there’s a ton of advice here that could be helpful! 

Most importantly, with everything going on, make sure you’re not forgetting to take care of yourself. While self-care might seem like the furthest thing from what feels right, it’s hugely important that you’re watching out for yourself during these stressful, chaotic, and admittedly scary times.

Take care of yourself, don’t put off checking in with your emotions and feelings, and do what you can to put your mental health first.

Not sure where to start? Check out our article here for a few tips on where to start when it comes to self-care and finding peace during the pandemic.

As cheesy as it is to say, remember, we’re all in this together. If you have any advice for your fellow beauty community, leave a comment in our comment section below.

Have a question you want answered? Leave that there, too. Keep up with our regularly updated blog here for more information about the COVID-19 pandemic, how you can care for yourself, and how we’re all working together to get through this.